
Mortgage Application Payments Increased in April
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March. This is according to the Mortgage

April New Home Purchase Mortgage Applications Decreased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for April 2026 shows mortgage applications for new home purchases decreased 2.4 percent from a year ago.

Mortgage Delinquencies Increase in the First Quarter of 2026
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44 percent of all loans outstanding at the end of the first

MBA Statement on HUD Updates to FHA MAP Guide Requirements
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development’s (HUD) updates to a selection of requirements in its

MBA Annual Report Finds Total Commercial Real Estate Borrowing and Lending Increased 40 Percent in 2025
Total commercial real estate (CRE) mortgage borrowing and lending is estimated to have totaled $706 billion in 2025, a 40

Independent Mortgage Bankers Post Improved Net Production Profits in 2025
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported an average profit of $785 on each loan they originated in 2025, up from an average of $443 per

MBA RIHA Report: Stabilizing Vulnerable Homeowners in a Time of Crisis: Insights from the Homeowner Assistance Fund
Following rising unemployment rates at the onset of the COVID-19 pandemic in 2020, many homeowners avoided foreclosure,

Mortgage Application Payments Decreased in February
Homebuyer affordability improved in February, with the national median payment applied for by purchase applicants decreasing to $2,061 from $2,070 in January. This is according to the Mortgage

February New Home Purchase Mortgage Applications Increased 0.9 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for February 2026 shows mortgage applications for new home purchases increased 0.9 percent from

Mortgage Credit Availability Increased in February
Mortgage credit availability increased in February according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE

Mortgage Application Payments Increased in January
Homebuyer affordability declined in January, with the national median payment applied for by purchase applicants increasing to $2,070 from $2,025 in December. This is according to the

Mortgage Delinquencies Increase in the Fourth Quarter of 2025
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26 percent of all loans outstanding at the end of the fourth

Mortgage Credit Availability Increased in January
Mortgage credit availability increased in January according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology

Mortgage Application Payments Decreased in December
Homebuyer affordability improved slightly in December, with the national median payment applied for by purchase applicants decreasing to $2,025 from $2,034 in November. This is according

December New Home Purchase Mortgage Applications Increased 2.5 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for December 2025 shows mortgage applications for new home purchases increased 2.5 percent from

MBA Statement on FHFA’s 2026-2028 Enterprise Housing Goals
MBA’s President and CEO Bob Broeksmit, CMB, issued the following statement on the Federal Housing Finance Agency’s (FHFA) 2026-2028 Enterprise Housing Goals final rule for Fannie

Mortgage Application Payments Decreased in November
Homebuyer affordability improved slightly in November, with the national median payment applied for by purchase applicants decreasing to $2,034 from $2,039 in October. This is according to

Mortgage Credit Availability Increased in November
Mortgage credit availability increased in November according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE

Commercial and Multifamily Mortgage Delinquency Rates Mixed in Third-Quarter 2025
Commercial mortgage delinquencies were mixed in the third quarter of 2025, according to the Mortgage Bankers Association’s (MBA) latest Commercial Delinquency Report. “Commercial

MBA Statement on FHFA’s 2026 Multifamily Loan Purchase Caps
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement regarding the Federal Housing Finance Agency’s (FHFA) announcement of the 2026 multifamily lending


