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The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in Washington, D.C., the association works to ensure the continued strength of the nation’s residential and commercial real estate markets; to expand homeownership and extend access to affordable housing to all Americans. MBA promotes fair and ethical lending practices and fosters professional excellence among real estate finance employees through a wide range of educational programs and a variety of publications. Its membership of over 2,400 companies includes all elements of real estate finance: mortgage companies, mortgage brokers, commercial banks, thrifts, Wall Street conduits, life insurance companies and others in the mortgage lending field.

Contact:

Mortgage Bankers Association
1331 L Street, NW
Washington, DC 20005

Phone: (202) 557-2700

MBA

New Home Purchase Mortgage Applications Fall 8.3% in September, MBA Survey Shows

National
Mortgage applications for new home purchases decreased 8.3 percent in September 2026 from a year earlier, according to the Mortgage Bankers Association (MBA) Builder Application Survey
MBA

MISMO Names First Advisory Partners for Its Responsible AI Framework in Mortgage

National
MISMO, the real estate finance industry's standards organization, has announced the first organizations to earn its FRAME Advisory Partner Certification…
MBA

September Jobs Report: Hiring Slows to 29,000 as Wage Growth Lags Inflation, MBA Economist...

National
Employers added just 29,000 jobs in September, and the Bureau of Labor Statistics revised job gains for the previous two months
MBA

MBA Statement on UAD 3.6 Implementation Exception

National
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement following Fannie Mae’s and Freddie Mac’s (the GSEs) announcement of a voluntary implementation waiver for
MBA

August New Home Purchase Mortgage Applications Decreased 5.5 Percent

National
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for August 2026 shows mortgage applications for new home purchases decreased 5.5 percent from a year ago.
MBA

Mortgage Credit Availability Decreased in August

National
Mortgage credit availability decreased in August according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE
MBA

Mortgage Application Payments Decreased Slightly in July

National
Homebuyer affordability improved in July, with the national median payment applied for by purchase applicants decreasing to $2,175 from $2,191 in June. This is according to the Mortgage
MBA

MISMO Launches Two New AI Governance Certifications at Fall Summit

National
MISMO®, the real estate finance industry's standards organization, today announced the launch of two new certifications designed to help mortgage companies navigate the
MBA

IMBs Production Profits Increase in Second Quarter of 2026

National
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $973 on each loan they originated in the second quarter of 2026,
MBA

Commercial/Multifamily Borrowing Increased 16 Percent in the Second Quarter of 2026

National
Commercial and multifamily mortgage loan originations were 16 percent higher in the second quarter of 2026 compared to a year earlier, and increased 12 percent from the first quarter of 2026,
MBA

Mortgage Application Payments Decreased in June

National
Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May. This is according to the Mortgage
MBA

June New Home Purchase Mortgage Applications Increased 2.4 Percent

National
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for June 2026 shows mortgage applications for new home purchases increased 2.4 percent from a year ago.
MBA

Mortgage Credit Availability Decreased in June

National
Mortgage credit availability decreased in June according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology. The MCAI fell by 2.0 percent
MBA

MISMO Updates Mortgage Insurance Guidance to Utilize New Credit Models

National
MISMO®, the real estate finance industry’s standards organization, today announced the release of updated guidance for its Mortgage Insurance Implementation Guide. The guide
MBA

Mortgage Application Payments Increased in May

National
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April. This is according to the Mortgage Bankers
MBA

MBA White Paper: Demographic Trends Could Reshape Future Housing Demand

National
For more than a decade, policymakers, researchers, and industry stakeholders have focused on addressing a persistent shortage of housing in the United States. However, changing demographic
MBA

MISMO Releases Updated Business Glossary to Align with New Credit Scores, UAD 3.6, and...

National
MISMO®, the real estate finance industry’s standards organization, today announced the release of an updated MISMO Business Glossary, reinforcing its commitment to fostering a
MBA

Mortgage Credit Availability Increased in May

National
Mortgage credit availability increased in May according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
MBA

Mortgage Application Payments Increased in April

National
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March. This is according to the Mortgage
MBA

April New Home Purchase Mortgage Applications Decreased 2.4 Percent

National
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for April 2026 shows mortgage applications for new home purchases decreased 2.4 percent from a year ago.