
New Home Purchase Mortgage Applications Fall 8.3% in September, MBA Survey Shows
Mortgage applications for new home purchases decreased 8.3 percent in September 2026 from a year earlier, according to the Mortgage Bankers Association (MBA) Builder Application Survey

MISMO Names First Advisory Partners for Its Responsible AI Framework in Mortgage
MISMO, the real estate finance industry’s standards organization, has announced the first organizations to earn its FRAME Advisory Partner Certification…

September Jobs Report: Hiring Slows to 29,000 as Wage Growth Lags Inflation, MBA Economist Says
Employers added just 29,000 jobs in September, and the Bureau of Labor Statistics revised job gains for the previous two months

MBA Statement on UAD 3.6 Implementation Exception
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement following Fannie Mae’s and Freddie Mac’s (the GSEs) announcement of a voluntary implementation waiver for

August New Home Purchase Mortgage Applications Decreased 5.5 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for August 2026 shows mortgage applications for new home purchases decreased 5.5 percent from a year ago.

Mortgage Credit Availability Decreased in August
Mortgage credit availability decreased in August according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE

Mortgage Application Payments Decreased Slightly in July
Homebuyer affordability improved in July, with the national median payment applied for by purchase applicants decreasing to $2,175 from $2,191 in June. This is according to the Mortgage

MISMO Launches Two New AI Governance Certifications at Fall Summit
MISMO®, the real estate finance industry’s standards organization, today announced the launch of two new certifications designed to help mortgage companies navigate the

IMBs Production Profits Increase in Second Quarter of 2026
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $973 on each loan they originated in the second quarter of 2026,

Commercial/Multifamily Borrowing Increased 16 Percent in the Second Quarter of 2026
Commercial and multifamily mortgage loan originations were 16 percent higher in the second quarter of 2026 compared to a year earlier, and increased 12 percent from the first quarter of 2026,

Mortgage Application Payments Decreased in June
Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May. This is according to the Mortgage

June New Home Purchase Mortgage Applications Increased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for June 2026 shows mortgage applications for new home purchases increased 2.4 percent from a year ago.

Mortgage Credit Availability Decreased in June
Mortgage credit availability decreased in June according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology. The MCAI fell by 2.0 percent

MISMO Updates Mortgage Insurance Guidance to Utilize New Credit Models
MISMO®, the real estate finance industry’s standards organization, today announced the release of updated guidance for its Mortgage Insurance Implementation Guide. The guide

Mortgage Application Payments Increased in May
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April. This is according to the Mortgage Bankers

MBA White Paper: Demographic Trends Could Reshape Future Housing Demand
For more than a decade, policymakers, researchers, and industry stakeholders have focused on addressing a persistent shortage of housing in the United States. However, changing demographic

MISMO Releases Updated Business Glossary to Align with New Credit Scores, UAD 3.6, and More
MISMO®, the real estate finance industry’s standards organization, today announced the release of an updated MISMO Business Glossary, reinforcing its commitment to fostering a

Mortgage Credit Availability Increased in May
Mortgage credit availability increased in May according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.

Mortgage Application Payments Increased in April
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March. This is according to the Mortgage

April New Home Purchase Mortgage Applications Decreased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for April 2026 shows mortgage applications for new home purchases decreased 2.4 percent from a year ago.


