Best Home Warranty Companies in the US


A home warranty protects parts of your home, including plumbing, appliances, air conditioning, among others. In fact, the best ones out there cover what your insurance wouldn’t. In addition, they provide you with transparent policies, as well as excellent customer service. Lastly, it gives you the option to fully customize your plan.

In this article, we will be talking about the best home warranty companies in the US. To know more about them, you may also refer to As these warranties help you cover expensive and unexpected repairs on your home, it would be beneficial for you if you know which companies are the best.

Home Warranty of America

Home Warranty of America is best suited for new homeowners who need a home warranty coverage at the soonest. Interestingly, this nationwide coverage offered by Home Warranty of America starts at the date of closing.

The company, established in 2009, currently has a B rating under the BBB. Premium plans range from USD 44.62 up to USD 53.46. In addition, there are deductible options of up to USD 70 up to USD 100.

Home Warranty of America comes in two plans: Premiere Plan and the Premier Plus. The Premiere Plan covers heating, plumbing, ductwork, toilet, water heater, sump pump, whirlpool bath, hot water dispenser, ceiling and exhaust fans, fire alarm, burglar alarms, garbage disposal, central vacuum, built-in microwave, cooktop, range, trash compactor, washer/dryer, and refrigerator. Meanwhile, the Premiere Plus has the benefits of the previous plan, with an added coverage for air conditioning system, as well as toilet replacement of up to USD 500.

If you are curious about how the home warranty works, check out this guide written by Forbes.

Choice Home Warranty

Choice Home Warranty offers coverage for your home’s major systems and appliances. This home warranty also can prevent expensive and unexpected expenses due to wear and tear. The plan is very affordable, with just USD 420 annually. While the policies cover almost all your home’s systems, it does have particular exclusions. However, for additional coverage, it is a relief that these warranties are extendable to cover your spa, pool, septic tank, among your other household systems.

What makes Choice Home Warranty one of the best is that it is very affordable, has reliable 24-hour customer service, vetted technicians, as well as built-in appliance coverage. Just like any other home warranty service, it has downsides such as specific coverage limitations.

Select Home Warranty

New Jersey-based Select Home Warranty offers protection for your appliances and home systems. Interestingly, the company was awarded the Best in Service by the Home Warranty Awards in 2017. Whether you are a homeowner, home buyer, home seller, realtor, or anyone with interest in preventing large expenses due to home repairs that are a bit unexpected. These home warranties cover several plans for different budgets and needs.

What makes this home warranty one of the best is that submitting a claim is very simple. In fact, you can do it online, which is also considered the most efficient way to get in contact with the company’s customer service team. In addition, it has a large nationwide service network, not to mention the available plumbing stoppages. However, this home warranty will not be able to cover your common pre-existing issues.

First American Home Warranty

Another contender on the best home warranties in the US is the First American Home Warranty. It is a special one, as it is laid out one of the most organized contracts among others on this list. While it still looks like a legal document, it is very clear in laying out what is inclusive and what is not on each plan.

Once you request for a repair under this home warranty, the company offers you a USD 75 service fee, leading to great savings. You may also pair it up with the USD 25 a month basic plan, which when calculated annually, would only cost you up to USD 300 if paid upfront. This excellent deal is what makes First American Home Warranty one of the best.

Total Home Protection

Total Home Protection offers you two types of warranty plans, along with service contracts, helping you have convenient handling of your home system’s repair or replacement. This home warranty offers monthly and yearly service plans, including several add-on coverages, making it customizable to meet your home needs.

While Total Home Protection is a new company, there are various factors that set their services apart from their competitors – their low flat service rate of USD 60 and their customizable plans. These plans are a gift, as being a homeowner is likely one worth investing. With this, providing proper protection for your investment is crucial. Their plans are specifically designed to help you prevent unexpected expenses. Furthermore, this home warranty deal with the inconvenience of finding contractors, especially if you do not have the capacity to deal with your own home’s repairs. Research conducted on the common breakdowns in your home would include ovens and dishwashers. You can read more about this research here: Luckily, Total Home Protection offers you that kind of service.

Liberty Home Guard

Liberty Home Guard is a home warranty focused on customers, with their motto that a household’s problem is also a problem of theirs. This home warranty company offers various plans that give its customers the option to choose the coverage that best suits their needs and preferences. In addition, Liberty Home Guard provides an extensive claim reimbursement, as well as programs that give you the option to receive replacement upgrades and cash payouts.

What’s great about this home warranty is that it has an online portal and a mobile application for easier transactions. In addition, it has vetted technicians that will help you with all your home needs. It offers the appliance guard plan, system guard plan, and total home guard plan, which would not cost you more than USD 2 a day. You also have optional add on’s including a sump pump, pool and spa, central vacuum, septic system and septic sewage ejector pump, second refrigerator, well pump, and stand-alone freezer. Lastly, we do recommend the Liberty Home Guard because it has generally favorable reviews online. However, you should be aware that this home warranty does not offer its service nationwide.

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