Homeownership Preservation Foundation Expands Board of Directors With Appointment of Janneke Ratcliffe


WASHINGTON, D.C. – November 11, 2013 – (RealEstateRama) — The Homeownership Preservation Foundation (HPF), an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure through its Homeowner’s HOPE™ Hotline at 888-995-HOPE™, today announced that Janneke Ratcliffe joined its Board of Directors.

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Ms. Ratcliffe is executive director of the Center for Community Capital at the University of North Carolina at Chapel Hill; she is also a Senior Fellow for the Center for American Progress and a member of the Mortgage Finance Working Group where she leverages housing finance research and understanding to inform and propose related policy and practice improvements. She is a nationally recognized thought-leader on how mortgage finance, consumer financial services, and community development finance impact the economic vitality of consumers and their communities, and has shared her insights in testimony in Congressional and Senate hearings.

“Given the depth of her housing finance expertise and public policy background, Janneke brings a truly unique perspective to our Board that will be invaluable as we continue HPF’s work to facilitate a more robust, stable housing market where consumers can achieve – and sustain – the American dream of homeownership,” said Colleen Hernandez, president and CEO of the Homeownership Preservation Foundation.

Ms. Ratcliffe joined the UNC Center for Community Capital as associate director in 2005 and was named its executive director the following year. She has more than 20 years of
experience in nonprofit and for-profit financial institutions, having previously worked at one of the country’s leading community development financial institutions, and prior to that, working for 10 years in GE Capital’s mortgage subsidiary. Earlier, she directed a small-business loan fund.

Ms. Ratcliffe’s appointment continues to broaden the professional diversity and issues expertise of HPF’s Board of Directors. Others members include Board Chairman Sanjeev Handa, Managing Director and Head of Global Real Estate Fixed Income team for TIAA-CREF, who brings his strong financial acumen and deep understanding of the complexities of the secondary mortgage market; Sharon Sayles Belton, former Mayor of Minneapolis as well as a nationally recognized expert on public/private partnerships that address public safety, neighborhood livability, and economic development; Bruce Gottschall, a founder of Neighborhood Housing Services of Chicago and architect of its Home Ownership Preservation Initiative (HOPI) that had become a national partnership model in preventing foreclosures; and Christopher Herbert, research director at the Joint Center for Housing Studies of Harvard University, which publishes the annual State of the Nation’s Housing report. Biographies for all its board members are available on HPF’s website at www.995hope.org.

About the Homeownership Preservation Foundation

The Homeownership Preservation Foundation (HPF) is an independent national nonprofit dedicated to helping distressed homeowners navigate financial challenges and avoid mortgage foreclosure. HPF guides consumers onto the path of sustainable homeownership and develops innovative solutions to preserve and expand homeownership. Through its Homeowner’s HOPE™ Hotline, 888-995-HOPE™, HPF provides comprehensive financial education and confidential foreclosure prevention counseling for FREE, 24 hours a day, 7 days a week, 365 days a year, in over 170 languages. Since 2007, HPF has served more than five million distressed homeowners, an average of 5,500 each weekday, who depend upon HPF as a trusted, neutral source of information and assistance. For more information about the Homeownership Preservation Foundation or theHomeowner’s HOPE™ Hotline, please visit www.995hope.org.

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