Hispanic Households Drove All Net U.S. Homeownership Growth in 2025, Report Finds

October 13, 2026

Hispanic households accounted for all of the net growth in U.S. homeownership last year, according to the 2026 State of Hispanic Wealth Report (SHWR). The report was released by the National Association of Hispanic Real Estate Professionals (NAHREP) and the Hispanic Wealth Project (HWP) at the NAHREP at AVANCE Global event in Las Vegas on September 14, 2026.

According to NAHREP, Hispanic-owned homes reached a record 10.2 million in 2025. Hispanic families formed 1.1 million new households, or 92.6 percent of all U.S. household growth. The report also says Hispanic-owned employer firms reached nearly 496,000 in 2023, up 49.5 percent over five years and more than 13 times the growth rate of all U.S. employer firms, generating $832 billion in annual revenue.

Wealth gap: Hispanic household wealth has more than tripled since HWP was founded in 2014, and the proportional gap with non-Hispanic White households narrowed from $8.87 to $4.47 for every dollar of Hispanic wealth.
Wealth sources: Real estate is the largest pillar at 45.5 percent, followed by financial assets (28.1 percent) and business equity (17.8 percent). Hispanic homeowners hold 26.4 times the net worth of renters.
Retirement and trusts: Nearly half of Hispanic households now hold a tax-preferred retirement account, and trust ownership rose from 7.0 percent to 11.1 percent in the past year.

For the first time, the report includes a section on policy risk. It says expanded immigration enforcement and new restrictions on SBA lending and financial services are already creating hardship for Latino-owned businesses, more than half of which are immigrant-owned. NAHREP and HWP argue these policies could undercut future gains. NAHREP President Edwin Acevedo said protecting this progress is good for the entire U.S. economy.

Why it matters

The data points to Hispanic buyers as a major source of recent homeownership growth, which is relevant for agents, lenders and builders. The policy concerns are the organizations’ own assessment and not an established forecast.

Source: NAHREP, October 13, 2026. Read the original release