MISMO, the real estate finance industry’s standards organization, has announced the first organizations to earn its FRAME Advisory Partner Certification, which recognizes consulting and advisory firms able to help lenders and servicers put its Framework for Responsible AI in the Mortgage Ecosystem (FRAME) into practice. The announcement was made October 13, 2026.
According to MISMO, FRAME was launched in June 2026 and offers a mortgage-specific approach to AI governance, including processes for identifying, assessing, managing and overseeing AI use. The certification is meant to distinguish mortgage-focused practitioners from general AI advisors. It covers processes, controls, risk assessments, documentation, oversight, evidence practices and executive reporting.
The inaugural FRAME Advisory Partners are:
- Actualize Consulting
- Crittora
- Falcon Capital Advisors
- Tidgewell Results Experience
- Teraverde Financial
- Viant Eye
Teraverde CEO Jim Deitch said lenders want to use AI and are being asked how they govern it. Crittora Chairman Doug Long said a written policy is only the first step and that governance must hold up when an AI system acts. MISMO said it hopes the certification will promote consistent application of FRAME across the mortgage ecosystem.
Why it matters
Lenders and servicers using AI in mortgage processes now have a named group of certified advisors for governance work. The certification is an industry initiative, not a regulatory requirement.
Source: MBA, October 14, 2026. Read the original release
