NAIC Releases Statistical Compilation of Annual Statement Information for Property/Casualty Insurers

National -

WASHINGTON  – (RealEstateRama) – The National Association of Insurance Commissioners (NAIC) has released data on property and casualty (P&C) insurance companies. The reportis broken into three sections: Annual Statement Financial Data; State, Territory, and Aggregate Other Alien Insurance Data; and Selected Data Elements from Company and Combined Statements.

Highlights from the report include:

  • Direct written premium in 2018 ($677,382,129,000) is up 40.7% from 2009.
  • P&C industry surplus is $779 billion, up from $556 billion in 2009.
  • The combined ratio in 2018 of 99.3% indicates an industry-wide underwriting profit for the year.
  • The largest line of business in the P&C industry is private passenger auto with 36.4%, (includes liability and physical damage coverage) of total industry direct written premium. Homeowners premium makes up 14.6% of total industry direct written premium.

Comments on this report are encouraged to ensure the report continues to meet the needs of NAIC members and other users. Please send any questions regarding this report to ">. Links to this report and other NAIC reports can be found on the NAIC publications page

About the NAIC

As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. For more information, visit

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