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State Regulators Propose Prudential Regulatory Standards for Non-Bank Mortgage Servicers

The Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR) today issued for public comment Proposed Regulatory Prudential Standards for Non-bank Mortgage Servicers.

State Mortgage Regulators Release Mortgage Loan Originator Compensation Guidelines

WASHINGTON, D.C. - October 17, 2011 - (RealEstateRama) -- The Multi-State Mortgage Committee (MMC), a ten-state representative body created by the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR), has issued examiner guidelines as a tool for consistent implementation of the Federal Reserve Board’s final rules for closed-end credit under Regulation Z. The rule introduced loan originator compensation restrictions to protect consumers against the unfairness, deception, and abuse that can arise with certain loan origination compensation practices. The rule generally prohibits payments to loan originators based on loan terms and conditions, dual compensation to originators by consumers and any other person, and “steering” consumers to loans to receive greater compensation.

Business Real Estate Press Releases

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Aivre slashes appraisal time by 50% with Restb.ai’s computer vision...

Aivre, a fast-growing real estate appraisal software company, has cut the time it takes to complete an appraisal by more than half, thanks to its integration with Restb.ai's computer vision and

Recent Gov & Nonprofit Real Estate Press Releases

Smart Mountain Living: Utah Home Designs That Blend Comfort and Style

Utah’s high-desert terrain, with its mix of mountains, plateaus, and valleys, shapes how homes settle into the landscape. Wild temperature swings and sun exposure shift with each season. On a clear morning, sunlight sweeps over a valley rim, painting shadows along the slopes and filling large windows with changing light. In these places, thoughtful home design means more than shelter