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MISMO Updates Mortgage Insurance Guidance to Utilize New Credit Models
MISMO®, the real estate finance industry’s standards organization, today announced the release of updated guidance for its Mortgage Insurance Implementation Guide. The guide
Mortgage Application Payments Increased in May
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April. This is according to the Mortgage Bankers
Home Equity Loan vs. Cash-Out Refinance: Making the Right Choice
As a homeowner, you have a powerful financial resource at your disposal: your equity. Simply put, equity is the portion of your home you truly own. It's the difference between your property’s
Affordability Concerns Push New Home Sales Lower in May
Elevated mortgage rates, rising inflation and economic uncertainty kept many buyers out of the market in May as consumers and builders continue to deal with challenging
HUD Slashes More Red Tape to Lower Costs, Improve Affordability
HUD is announcing fourteen policy changes to its Federal Housing Administration (FHA) Single Family mortgage insurance program that lower costs, reduce regulatory burdens, and improve
MBA White Paper: Demographic Trends Could Reshape Future Housing Demand
For more than a decade, policymakers, researchers, and industry stakeholders have focused on addressing a persistent shortage of housing in the United States. However, changing demographic
VA launches Partial Claim Program to help Veterans avoid home foreclosure
The Department of Veterans Affairs today formally launched the VA Partial Claim Program, a new effort to help Veterans facing financial struggles avoid foreclosure and stay in their homes.
MISMO Releases Updated Business Glossary to Align with New Credit Scores, UAD 3.6, and...
MISMO®, the real estate finance industry’s standards organization, today announced the release of an updated MISMO Business Glossary, reinforcing its commitment to fostering a
Warner, Kaine Applaud $1 Million Federal Grant for New Housing as Part of St....
U.S. Sens. Mark R. Warner and Tim Kaine (both D-VA) announced $1,000,000 in federal funding for three new mixed-income and mixed-use communities in St. Paul’s Redevelopment Project in Norfolk. Specifically, this funding is awarded to the Norfolk Redevelopment & Housing Authority to redevelop two low-income housing communities in the Young Terrace and Calvert Square neighborhoods, as well as a parcel of land on East Freemason Street.
Mortgage Credit Availability Increased in May
Mortgage credit availability increased in May according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
New Home Sales Down in April on Affordability Concerns
Elevated mortgage rates, higher inflation and economic uncertainty kept more buyers on the sidelines in April as ongoing affordability challenges continue. Sales of newly built single-
Mortgage Application Payments Increased in April
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March. This is according to the Mortgage
Top Performing Latino Mortgage Professionals Defy Expectations
The National Association of Hispanic Real Estate Professionals (NAHREP®) has released its annual Top 250 Latino Mortgage Originator Awards, recognizing the nation’s top-performing Latino loan originators. Despite a challenging housing market, production among the honorees reached an all-time high, with award recipients collectively closing more than 68,900 transactions and $25.6 billion in funded loan volume.
April New Home Purchase Mortgage Applications Decreased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for April 2026 shows mortgage applications for new home purchases decreased 2.4 percent from a year ago.
When Mortgage Knowledge Becomes Accessible Financial Decisions Become Smarter: Z-Library
Mortgage terms once felt like a locked attic full of dusty papers and hidden traps. Many people signed contracts with more hope than clarity. Today the flow of information moves in a different way. Financial learning no longer sits behind office doors or expensive seminars. An e-library now opens paths that once seemed narrow and steep.
Mortgage Delinquencies Increase in the First Quarter of 2026
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44 percent of all loans outstanding at the end of the first
Simplify predictable lead gen with AI loan officer CRM software automation and done-for-you mortgage...
AI-powered CRM systems automate repetitive tasks, enhance lead nurturing, and provide actionable insights to improve efficiency
Durbin, Warren, Merkley Send Letter To Federal Housing Finance Agency Criticizing Fannie Mae’s Decision...
U.S. Senate Democratic Whip Dick Durbin (D-IL), Ranking Member of the Senate Judiciary Committee, along with Elizabeth
MBA Statement on HUD Updates to FHA MAP Guide Requirements
MBA's President and CEO Bob Broeksmit, CMB, released the following statement on the Department of Housing and Urban Development’s (HUD) updates to a selection of requirements in its
The Homeowners Guide to Managing Debt Efficiently
Owning a home is one of the biggest financial achievements you can reach. But with that achievement often comes a stack of financial responsibilities — mortgage payments, property taxes, maintenance costs, and sometimes, a growing pile of debt. If you're a homeowner feeling the weight of multiple debts, you're not alone.