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Mortgage

Mortgage
MBA

Mortgage Delinquencies Increase in the Fourth Quarter of 2025

National
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26 percent of all loans outstanding at the end of the fourth
MBA

Mortgage Credit Availability Increased in January

National
Mortgage credit availability increased in January according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology

OCBC Home Loan Rates: A Complete Guide for Homebuyers in Singapore

National
Purchasing a home is one of the biggest financial decisions you’ll make in your life, and securing the right mortgage is essential to make that dream a reality.
NAHB

Builder Sentiment Loses Ground at Start of 2026

National
Builder confidence moved lower to start the year as affordability concerns continue to weigh heavily with buyers, and builders continue to contend with rising construction costs. Builder confidence in the market for newly built single-family homes fell
MBA

Mortgage Application Payments Decreased in December

National
Homebuyer affordability improved slightly in December, with the national median payment applied for by purchase applicants decreasing to $2,025 from $2,034 in November. This is according

The Hidden Challenges Behind Property Transactions in Hackney

National
Hackney has built a reputation as one of London’s most dynamic and desirable boroughs. Its mix of period homes, modern developments, green spaces, and cultural appeal continues to attract buyers from across the capital and beyond. On the surface, property transactions here can appear straightforward, driven by strong demand and long-term popularity.
nathan-restb-ai-headshot

Restb.ai debuts industry’s first computer vision solutions to simplify UAD 3.6 appraisals ahead of...

National
Move advances appraisal modernization, helping lenders, AMCs and appraisers prepare for stricter property data rules, speed up
MBA

December New Home Purchase Mortgage Applications Increased 2.5 Percent

National
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for December 2025 shows mortgage applications for new home purchases increased 2.5 percent from
HUD - U.S. Department of Housing and Urban Development

HUD’s Federal Housing Administration (FHA) Fulfilled Core Mission in Fiscal Year 2025

National
The Department of Housing and Urban Development’s (HUD) Federal Housing Administration (FHA) released its fiscal year (FY) 2025 annual report covering the financial status of the FHA
MBA

MBA Statement on FHFA’s 2026-2028 Enterprise Housing Goals

National
MBA’s President and CEO Bob Broeksmit, CMB, issued the following statement on the Federal Housing Finance Agency’s (FHFA) 2026-2028 Enterprise Housing Goals final rule for Fannie

Are Refinance Home Loan Rates Going Up or Down?

National
If you have a mortgage—or are thinking about getting one—this question probably keeps you up at night: Are refinance home loan rates going up or down? It’s a meaningful question, especially if you are considering switching your existing loan to a better package.
MBA

Mortgage Application Payments Decreased in November

National
Homebuyer affordability improved slightly in November, with the national median payment applied for by purchase applicants decreasing to $2,034 from $2,039 in October. This is according to
NAR

National Association of REALTORS® Unveils Top 10 Homebuying Hot Spots for 2026

National
The National Association of REALTORS® unveiled the top 10 homebuying hot spots for 2026 in a new report, Housing Hot Spots for 2026: The Markets Poised for New Buyer Opportunities.
MBA

Mortgage Credit Availability Increased in November

National
Mortgage credit availability increased in November according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE
MBA

Commercial and Multifamily Mortgage Delinquency Rates Mixed in Third-Quarter 2025

National
Commercial mortgage delinquencies were mixed in the third quarter of 2025, according to the Mortgage Bankers Association’s (MBA) latest Commercial Delinquency Report. “Commercial
MBA

MBA Statement on FHFA’s 2026 Multifamily Loan Purchase Caps

National
MBA’s President and CEO Bob Broeksmit, CMB, released the following statement regarding the Federal Housing Finance Agency's (FHFA) announcement of the 2026 multifamily lending
What is a non-QM Loan

Bluerate: What is a non-QM Loan? How to Get?

National
Are you a self-employed business owner or a real estate investor struggling to get a traditional mortgage? You aren't alone. I've seen countless capable buyers get rejected by big banks simply because they don't fit the standard "W-2" mold. That's where
MBA

Mortgage Application Payments Decreased in October

National
Homebuyer affordability improved in October, with the national median payment applied for by purchase applicants decreasing to $2,039 from $2,067 in September. This is according to the
NAR

NAR Forecast: Home Sales Expected to Jump 14% in 2026

National
Existing-home sales are projected to rise by around 14% in 2026, according to National Association of REALTORS® Chief Economist Lawrence Yun. Yun delivered his 2026 housing outlook today
MBA

Commercial/Multifamily Borrowing Increased 36 Percent in the Third Quarter of 2025

National
Commercial and multifamily mortgage loan originations were 36 percent higher in the third quarter of 2025 compared to a year earlier, and increased 18 percent from the second quarter of