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MISMO Launches Two New AI Governance Certifications at Fall Summit
MISMO®, the real estate finance industry's standards organization, today announced the launch of two new certifications designed to help mortgage companies navigate the
Housing Affordability Worsens on Higher Mortgage Rates
After three consecutive quarters of modest improvement, housing affordability declined in the second quarter as higher mortgage rates, rising construction costs and economic uncertainty weighed
IMBs Production Profits Increase in Second Quarter of 2026
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $973 on each loan they originated in the second quarter of 2026,
Coalition Statement on the Enactment of the 21st Century ROAD to Housing Act
The undersigned housing groups representing thousands of housing providers and millions of residents congratulate the Members of Congress and the President for the passage and enactment of the amended 21st Century ROAD to Housing Act.
Commercial/Multifamily Borrowing Increased 16 Percent in the Second Quarter of 2026
Commercial and multifamily mortgage loan originations were 16 percent higher in the second quarter of 2026 compared to a year earlier, and increased 12 percent from the first quarter of 2026,
ClearValue Consulting integrates Restb.ai Complexity Assessment into its Acuity platform
ClearValue Consulting and Restb.ai today announced the integration of Restb.ai’s AI-powered Complexity Assessment into ClearValue’s Acuity platform, helping mortgage lenders and
Mortgage Application Payments Decreased in June
Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May. This is according to the Mortgage
June New Home Purchase Mortgage Applications Increased 2.4 Percent
The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for June 2026 shows mortgage applications for new home purchases increased 2.4 percent from a year ago.
NAR Existing-Home Sales Report Shows 2.4% Decrease in June
Existing-home sales decreased by 2.4% month-over-month and increased 2.8% year-over-year, according to the National Association of REALTORS® Existing-Home Sales report. The
MISMO Updates Mortgage Insurance Guidance to Utilize New Credit Models
MISMO®, the real estate finance industry’s standards organization, today announced the release of updated guidance for its Mortgage Insurance Implementation Guide. The guide
Mortgage Application Payments Increased in May
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198 from $2,152 in April. This is according to the Mortgage Bankers
Home Equity Loan vs. Cash-Out Refinance: Making the Right Choice
As a homeowner, you have a powerful financial resource at your disposal: your equity. Simply put, equity is the portion of your home you truly own. It's the difference between your property’s
Affordability Concerns Push New Home Sales Lower in May
Elevated mortgage rates, rising inflation and economic uncertainty kept many buyers out of the market in May as consumers and builders continue to deal with challenging
HUD Slashes More Red Tape to Lower Costs, Improve Affordability
HUD is announcing fourteen policy changes to its Federal Housing Administration (FHA) Single Family mortgage insurance program that lower costs, reduce regulatory burdens, and improve
MBA White Paper: Demographic Trends Could Reshape Future Housing Demand
For more than a decade, policymakers, researchers, and industry stakeholders have focused on addressing a persistent shortage of housing in the United States. However, changing demographic
VA launches Partial Claim Program to help Veterans avoid home foreclosure
The Department of Veterans Affairs today formally launched the VA Partial Claim Program, a new effort to help Veterans facing financial struggles avoid foreclosure and stay in their homes.
MISMO Releases Updated Business Glossary to Align with New Credit Scores, UAD 3.6, and...
MISMO®, the real estate finance industry’s standards organization, today announced the release of an updated MISMO Business Glossary, reinforcing its commitment to fostering a
Warner, Kaine Applaud $1 Million Federal Grant for New Housing as Part of St....
U.S. Sens. Mark R. Warner and Tim Kaine (both D-VA) announced $1,000,000 in federal funding for three new mixed-income and mixed-use communities in St. Paul’s Redevelopment Project in Norfolk. Specifically, this funding is awarded to the Norfolk Redevelopment & Housing Authority to redevelop two low-income housing communities in the Young Terrace and Calvert Square neighborhoods, as well as a parcel of land on East Freemason Street.
Mortgage Credit Availability Increased in May
Mortgage credit availability increased in May according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE Mortgage Technology.
New Home Sales Down in April on Affordability Concerns
Elevated mortgage rates, higher inflation and economic uncertainty kept more buyers on the sidelines in April as ongoing affordability challenges continue. Sales of newly built single-