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CFO Jeff Atwater Urges Floridians to ‘Protect Your Home Base’ and Prepare Financially for...

TALLAHASSEE, FL - June 5, 2012 - (RealEstateRama) -- During the first week of the 2012 Hurricane Season, Florida Chief Financial Officer Jeff Atwater is urging Floridians to “Protect Your Home Base” and prepare financially for a storm this year. Wi...

Commercial and Multifamily Mortgage Delinquency Rates Drop for Banks, Rise for CMBS in First...

WASHINGTON, D.C. - June 5, 2012 - (RealEstateRama) -- Commercial and multifamily mortgage delinquency rates dropped for banks and rose for commercial mortgage backed securities (CMBS) during the first quarter of 2012. Delinquency rates also declined for life insurance companies and Fannie Mae during the first quarter, and increased by 0.01 percentage points for Freddie Mac, according to the Mortgage Bankers Association’s (MBA) Commercial/Multifamily Delinquency Report.

CirclePix and RE/MAX Collaborate to offer RE/MAX Agents STAR Marketing, a Comprehensive, Automated Marketing...

Springville, UT - June 5, 2012 - (RealEstateRama) -- CirclePix LLC (circlepix.com), which specializes in comprehensive marketing solutions for real estate professionals, announced today that it is a RE/MAX Approved Supplier for the RE/MAX real estate network (remax.com). As a RE/MAX Approved Supplier, CirclePix provides RE/MAX agents with a one-stop marketing platform – CirclePix STAR Marketing (Simple Technologies Automating Real Estate Marketing) – which offers comprehensive, automated marketing with lead-generation tools needed to simplify and transform real estate marketing today

Retail Real Estate Veteran Charlie Cangelosi Joins Present Value Properties as Vice President

TUSTIN, CA - June 5, 2012 - (RealEstateRama) -- Gregory A. Fisher of Present Value Properties, Inc., a full service retail real estate brokerage, and consulting firm headquartered in Tustin, Calif., announced today that Charlie Cangelosi, a retail real...

Two Pircher, Nichols & Meeks Associates Recognized as Outstanding Young Lawyers by LACBA

Torrance, CA - June 5, 2012 - (RealEstateRama) -- Daniel B. Guggenheim and Leslie D. Reed, two associates from the national real estate law firm Pircher, Nichols & Meeks, were honored with the Outstanding Young Lawyer Award at the 14th Annual Los ...

Short Sales in Las Vegas May Get Much Shorter

Las Vegas, NV - June 5, 2012 - (RealEstateRama) -- With rules that take effect next month, federal regulators have hopes of greatly streamlining the short-sale process.

Homeowners Encouraged to Review their Insurance Policies and Protect their Homes from Wildfires

TRENTON - June 5, 2012 - (RealEstateRama) -- Although the dry conditions that led to wildfires that burned more than 1,000 acres in New Jersey last month have lessened, wildfires remain a pervasive threat to residents living in rural and heavily wooded...

OHFA Recognizes National Homeownership Month, Examines Strategies to Improve Access to Affordable Housing in...

COLUMBUS, OH - June 5, 2012 - (RealEstateRama) -- June is nationally recognized as Homeownership Month –- a time to highlight the critical role of homeownership in improving lives, creating jobs and strengthening communities across the country. As th...

Fourteen Individuals Plead Guilty for Their Roles in Scheme to Fraudulently Control Home Owners...

WASHINGTON, DC - June 5, 2012 - (RealEstateRama) -- Fourteen individuals pleaded guilty yesterday in the District of Nevada for their roles in the scheme to fraudulently take control of various home owners’ associations (HOAs) in the Las Vegas area, ...

Agriculture Secretary Vilsack and USDA Celebrate National Homeownership Month

WASHINGTON, DC - June 5, 2012 - (RealEstateRama) -- Agriculture Secretary Tom Vilsack today kicked off National Homeownership Month and reminded rural residents of opportunities to purchase or refinance homes in rural areas.

Noah D. Shlaes, CRE, Elected to Prestigious Leadership Position within The Counselors of Real...

CHICAGO, IL - June 5, 2012 - (RealEstateRama) -- Chicago real estate executive Noah D. Shlaes, CRE, FRICS, senior managing director, Global Corporate Services, Newmark Grubb Knight Frank, has been elected 2013 second vice chair of The Counselors of Real Estate®, an organizational leadership role that sets in motion his election as Chair of the Board in 2015. Shlaes’ election took place at the CRE® Midyear Meetings in Chicago in April.

SL Green Realty Corp. to Present at NAREIT’s REITWeek 2012 Investor Forum June 12,...

New York, NY - June 5, 2012 - (RealEstateRama) -- SL Green Realty Corp. (NYSE: SLG) today announced that the Company's executive management team, led by Marc Holliday, Chief Executive Officer, will make a presentation at the NAREIT REITWeek 2012 Investor Forum on Tuesday, June 12, 2012 at 8:45 a.m. EDT. The presentation will be simultaneously webcast, in a listen-only mode, on the Company's website at www.slgreen.com in the investor section under the "Event Calendar & Webcasts" tab

CLUELESS! UNRATED, UNACKNOWLEDGED: WHAT Bully AND THE CURRENT GLOBAL ECONOMIC CRISIS SHARE IN COMMON

Phoenix, AZ - June 5, 2012 - (RealEstateRama) -- Wake Up, world! Violence and suffering abound. The world is in crisis--crisis, whose expression according to the Chinese kanji, indicates danger/crucial point when change happens.

Gary Brown integrates custom IDX solution to assist California clients in locating luxury homes

EUGENE, OR - June 5, 2012 - (RealEstateRama) -- IDX, Inc. is pleased to announce Gary Brown has enabled IDX Broker software on the professional real estate website of Merrill & Associates Real Estate. By adopting a customizable IDX solution, Brown...

Tennessee properties integrated onto dynamic real estate search page with custom IDX solution

EUGENE, OR - June 5, 2012 - (RealEstateRama) -- IDX, Inc. is pleased to announce William Napier of Knoxville Real Estate as the latest addition to the growing network of real estate professionals choosing to update their websites with an IDX solution. ...

Full-service brokerage firm adopts IDX Broker software for California real estate search page and...

EUGENE, OR - June 5, 2012 - (RealEstateRama) -- IDX Broker software has been uploaded onto the comprehensive real estate website of Broker Jim Cheney, making finding a home in the Santa Rosa, California area monumentally easier by syncing a search resu...

Innovative IDX solution syncs thousands of Oregon property listings Becky Breeze & Company website

EUGENE, OR - June 5, 2012 - (RealEstateRama) -- IDX, Inc. is pleased to announce Tarris Rogers has become the latest real estate professional to join the growing network of agents and brokers that have adopted a customizable IDX solution. As a Bend, Or...

IDX Broker features New York real estate on informative Community Partners Realty Group website

EUGENE, OR - June 5, 2012 - (RealEstateRama) -- Searching for homes around Clifton Park, New York just became monumentally simpler, thanks to the joint partnership between broker Mark Peterson and IDX, Inc. The innovative IDX solution Peterson has enab...

Redfin Real-Time Home-Buyer Survey Sees Prices Rising, and Some Buyers Stepping Back

Seattle, WA - June 5, 2012 - (RealEstateRama) -- Redfin, the technology-powered real estate broker, today released the results of a new quarterly survey, "The Redfin Real-Time Home-Buyer Tracker." For the second quarter of 2012, the survey reached 1,208 Americans in 18 major metropolitan markets seeking to buy a home in the next 12 months, all of whom had toured a home since March 1. Three months prior, Redfin had surveyed 1,457 home-buyers to provide a baseline for comparison.

Builders Learn How to Comply with OSHA Regulations with Updated Handbook from NAHB

WASHINGTON, D.C. - June 5, 2012 - (RealEstateRama) -- Safe work practices of small building companies play an important part in reducing injuries and fatalities in the residential construction industry. BuilderBooks, the publishing arm of the National Association of Home Builders (NAHB) recently released the third edition of its Jobsite Safety Handbook which explains what builders can do to comply with OSHA requirements.

U.S. National


What $70B Could Do for the American People Instead of More Money for ICE...

National
As Washington Republicans push a $70 billion funding package for ICE and CBP through Congress, Senator Reverend Warnock is unveiling a new suite of ideas showing how $70 billion could be spent to lower costs and improve lives for Americans
NHC

NHC applauds House passage of bipartisan housing package to expand supply and improve affordability

National
David M. Dworkin, President and CEO of the National Housing Conference (NHC), released the following statement after the U.S.

ALTA Commends House for Advancing Amended 21st Century ROAD to Housing Act

National
The American Land Title Association (ALTA), the national trade association of the land title insurance industry, issued the following statement upon the U.S. House’s consideration of the amended, bipartisan 21st Century ROAD to Housing Act.

Gooden Seeks Transparency in Kaufman County Housing Policies

National
Congressman Lance Gooden sent a letter to the Dallas Housing Authority requesting answers and greater transparency regarding housing placement trends and neighborhood concentration concerns in Kaufman County. The letter responds to concerns raised by homeowners in the Gateway Parks subdivision in Forney about Housing Choice Vouchers and federal housing policies contributing to increased institutional investor ownership and neighborhood instability

NEW YORK DEPARTMENT OF STATE ANNOUNCES THE AVAILABILITY OF NEARLY $20 MILLION FOR COMMUNITY...

National
The New York State Department of State (DOS) today announced the availability of nearly $20 million in funding through the 2026 Regional Economic Development Council (REDC) Initiative for three signature community planning and development programs—Local Waterfront Revitalization Program; Smart Growth Community Planning Program; and Brownfield Opportunity Area Program.
NAHB

New Home Sales Down in April on Affordability Concerns

National
Elevated mortgage rates, higher inflation and economic uncertainty kept more buyers on the sidelines in April as ongoing affordability challenges continue. Sales of newly built single-

Carey, Panetta Introduce the Affordable Housing Credit Carryback Act

National
Last week, U.S. Reps. Mike Carey (R-OH-15) and Jimmy Panetta (D-CA-19) introduced H.R. 9012, the Affordable Housing Credit Carryback Act to strengthen the Low-Income Housing Tax Credit (LIHTC). This legislation will change the LIHTC carryback period from one year to five years, which will increase the uptake of these important credits and spur more investment in affordable housing production.
ALTA

ALTA, New England Land Title Association and AARP Applaud Massachusetts Attorney General Andrea Joy...

National
The American Land Title Association (ALTA), the New England Land Title Association (NELTA) and AARP today commended
VA

VA issues RFP to build housing for 220 Veterans at West L.A. campus

National
The Department of Veterans Affairs on May 21 issued a request for proposals to build approximately 220 temporary units to house Veterans at the West Los Angeles VA Medical Center north
Congresswoman Norma J. Torres

Congresswoman Torres Warns FY27 Transportation and Housing Funding Bill Falls Short for Inland Empire’s...

National
This week, Congresswoman Norma Torres criticized proposed Republican cuts in the Fiscal Year 2027 Transportation, Housing
EIA

EIA updates forecast amid continued Mideast disruption; will publish new energy security datasets

National
The U.S. Energy Information Administration published its May Short-Term Energy Outlook, reflecting a continued disruption to
HUD - U.S. Department of Housing and Urban Development

HUD Overhauls Federal Homelessness Assistance

National
The Department of Housing and Urban Development (HUD) announced a new Notice of Funding Opportunity (NOFO) for $4.04 billion to better serve America’s vulnerable populations through
Habitat

Habitat for Humanity International and UN-Habitat strengthen collaboration to advance inclusive housing solutions worldwide

National
Habitat for Humanity International and the United Nations Human Settlements Programme (UN-Habitat) today signed a Letter of
Congresswoman Eleanor Holmes Norton

Norton Secures Victories for D.C. In Surface Transportation Bill, Defeats Perry Amendment to Eliminate...

National
After the House Transportation & Infrastructure Committee (T&I) marked up and passed the surface transportation reauthorization bill, Congresswoman Eleanor Holmes Norton (D-DC) said she was
NAR

Second Century Ventures Announces 6 Technology Companies for 2026 REACH Scale-Up Program

National
Second Century Ventures, the strategic investment arm of the National Association of REALTORS® and the most active global
Congresswoman Rosa DeLauro

DeLauro Votes to Pass 21st Century ROAD to Housing Act

National
U.S. Representative Rosa DeLauro (CT-03) voted to pass the 21st Century ROAD to Housing Act, a bipartisan package of bills to build more affordable housing nationwide. The bill passed the

Nearly 30 New York Credit Unions Urge Albany to Pass the Stop Taking Our...

National
On Wednesday, 29 credit unions from across New York State delivered a letter to Governor Kathy Hochul, Senate Majority Leader Andrea Stewart-Cousins, Assembly Speaker Carl Heastie, State Senate Judiciary Committee Chair Luis R. Sepúlveda and State Assembly Banks Chair Clyde Vanel, urging lawmakers to crack down on predatory payday loan apps by passing the Stop Taking Our Pay Act (STOP) Act (S8939–Brouk, Rochester/A9644–Raga, Queens).
MBA

Mortgage Application Payments Increased in April

National
Homebuyer affordability declined in April, with the national median payment applied for by purchase applicants increasing to $2,152 from $2,131 in March. This is according to the Mortgage
Congresswoman Linda Sánchez

Bipartisan bill would tackle rental housing shortage, lower costs for families

National
Ways and Means Committee members Linda T. Sánchez (D-Calif.), Claudia Tenney (R-N.Y.), Jimmy Panetta (D-Calif.) and Darin LaHood (R-Ill.) today introduced the Rental Housing Investment

House Passes Transformational Housing Affordability Legislation to Help Restore American Dream for Working Families

National
Speaker Johnson released the following statement after an overwhelming bipartisan majority in the House voted to pass H. Res. 1299, an amended version of the Senate-passed 21st Century ROAD to Housing Act.

U.S. States


FEMA

President Donald J. Trump Approves Emergency Disaster Declaration for Texas

Texas
FEMA announced federal disaster assistance has been made available to the state of Texas to supplement state and local recovery efforts in the areas affected by Hurricane Hanna from July 25, 2020, and continuing
FEMA

FEMA Fire Management Assistance Granted for the Numbers Fire

California
The Federal Emergency Management Agency (FEMA) has authorized the use of federal funds to assist the State of Nevada in combating the Numbers Fire burning in Douglas County.
Start An LLC In Texas

How Much Does It Cost To Start An LLC In Texas?

National
In the process of setting up your Texas LLC, you'll be faced with quite a few expenses. Some of these are required by legislation, and others are just recommended. We'll cover the costs of setting up an LLC in Texas and also provide you with the informatio
Registered Agent In Texas

5 Benefits Of Using A Registered Agent In Texas

Texas
The services of a registration agent began as part of due process in the US Constitution. A lawsuit includes the legal right to be notified of claims or other legal matters. Here are some brief things that will help explain what a Registered Agent Service In Texas 

Avoid TV Tip-Over Incidents During Super Bowl LIV with Safety Tips

New York
The New York State Division of Consumer Protection (DCP) is alerting consumers about the dangers of television (TV) tip-over hazards. Millions of New Yorkers will watch the Super Bowl this Sunday either on TVs at home or at parties with friends. DCP is taking this TV-focused occasion to remind consumers of critical TV safety tips.
Starbucks_Fresno

Brand-New Single-Tenant Starbucks Drive-Thru Trades in Fresno, Calif. for $1,345 PSF

California
Hanley Investment Group Real Estate Advisors, a nationally recognized real estate brokerage and advisory firm specializing in retail property sales, announced today that the firm has completed the sale of a brand-new, single-tenant Starbucks
FEMA

Rosenberg family home for the holidays – and prepared for future hurricanes

Texas
A Houston-area mom is sharing her Hurricane Harvey recovery story this holiday season, along with the importance of always being prepared for flood events.

5 Cities in Florida: Which One Makes for the Best Real Estate Investment Opportunity...

Florida
Fast-growing Florida has been a favorite of real estate investors for many years. With so much interest having been focused on the state, though, investors need to take care to seek the best available opportunities.

WALTER J. MAHONEY STATE OFFICE BUILDING TO BE SOLD

New York
Office of General Services Commissioner RoAnn Destito today announced that the Senator Walter J. Mahoney State Office Building located at 65 Court Street in Buffalo will be sold at auction in 2020. A work group formed earlier this year made up of City, County, and State officials working with professional real estate consultants CBRE, determined that in the current competitive and robust Buffalo real estate market
SCR

Charleston South Carolina expected to outpace national real estate market averages through 2025

National
The National Association of Realtors® (NAR) recently identified 10 markets expected to outperform over the next three to five years. In alphabetical order, the markets are
Peter Evering

WHAT IS THE EVICTION PROCESS IN CALIFORNIA?

California
Eviction is a dirty word for both tenants and the landlords that believe the time has come to remove one or more parties from an apartment. The process anywhere can lead to a strained relationship at best and a bitter acrimonious fight that ends up in the judicial system.
FEMA

FEMA Offers Free Rebuilding Tips at Local Home Improvement Stores

Texas
Disaster survivors affected by the severe storms and floods from Tropical Storm Imelda, can visit local home improvement stores in Katy, Houston and Spring from Monday, Dec. 9, to Saturday
ABC National

Florida Tops ABC’s Annual Merit Shop Scorecard State Ranking for Second Year in a...

Florida
Associated Builders and Contractors released its 2019 Merit Shop Scorecard today, an annual ranking based on state policies and programs that encourage workforce development, career and technical education
Top 4 Places to Buy a Second Home

Top 4 Places to Buy a Second Home in the US

National
There are about 7.4 million homes owned as a second home in the United States. For many people, their second home is a vacation home. This gives them a chance to get away and break routine while also having all of the comforts of being in their own home.
Carol Corden cuts the ribbon

Ribbon Cutting Celebrating New Affordable Apartments in the Bronx for Low-Income Families and Domestic...

New York
New Destiny was joined by supporters and colleagues to celebrate the opening of its newly constructed service-enriched affordable housing project - The Jennings - located in the Crotona Park East
HUD - U.S. Department of Housing and Urban Development

HUD AWARDS $1.5 MILLION TO PUBLIC HOUSING AUTHORITIES TO ASSIST YOUNG PEOPLE AGING OUT...

National
U.S. Housing and Urban Development (HUD) Secretary Ben Carson today awarded $1.5 million to nearly a dozen housing authorities to assist young people aging out

BLM NAMES VETERAN LAND MANAGER TO LEAD CALIFORNIA STATE OFFICE

California
The Bureau of Land Management today announced that Karen Mouritsen has been named the new California State Director—a key leadership position based in Sacramento. As State Director, Mouritsen will direct a team that manages lands encompassing 15% of the Golden State’s total land mass
USDOJ

California Real Estate Developer Convicted of Making Conduit Contributions in Two U.S. Congressional Campaigns

California
Today, a federal jury found an Oakland-area real estate developer guilty for funneling tens of thousands of dollars through straw donors into two consecutive congressional campaigns

NYS OASAS ANNOUNCES OPENING OF NEW RECOVERY CENTER IN NEW YORK CITY

New York
The New York State Office of Alcoholism and Substance Abuse Services (OASAS) today announced the opening of the new JLC Recovery and Wellness Center in New York City. JLC is operated by Exponents Inc. and provides free help and support services for people affected by addiction and for their families.

Robust U.S economy not a boost for black homeownership

National
In spite of a robust U.S. economy, a strong employment rate, and steadily increasing 401(k) plan earnings, Black homeownership rates continue to drop. Drawing from the 2019 release of the National Association of Real Estate Brokers

Popular


AGC

SIXTY PERCENT OF FIRMS WORKING ON HIGHWAY UPGRADES EXPERIENCED CARS CRASHING INTO THEIR WORK...

National
Annual Survey by HCSS and Associated General Contractors of America Finds Drivers and Passengers are at Greater Risk of Injury and Death in Work Zone Crashes As Officials Urge Drivers
NAHB

New Home Sales Decline in May

National
Sales of newly built, single-family homes fell 7.8 percent to a seasonally adjusted annual rate of 626,000 units in May, according to newly released data by the U.S. Department of Housing and Urban Development and the U.S. Census Bureau.
DOI

$17+ Million in Grants Will Help States, Local Communities Keep Waters Clean, Economies Thriving

National
Water-loving outdoor recreationists and local communities in 27 states will have additional resources to help boaters keep America’s waters clean, thanks to more than $17 million in Clean Vessel Act program grants from the U.S. Fish and Wildlife Service.
FEMA

Port Aransas ready for return of summer tourism

Texas
Texas SandFest drew a record 35,000 people April 26-28, encouraging business owners that Port Aransas is on its way to recovery. With nearly all the city’s retailers and restaurants re-opened, residents are beginning to feel like things are getting back to normal.
OJO Labs - Eight Major Awards

OJO Labs: Five Months, Eight Major Awards

National
OJO Labs, a leading-edge technology company on a mission to empower consumer decision-making through its conversational AI assistant, OJO, won the highly coveted 2019 A-List Award among mid-sized companies from the Austin Chamber of Commerce in partnership with SXSW
Property on Airbnb

Should I Rent Out my Property on Airbnb?

National
Listing property on Airbnb has become a popular way to make extra money, meet new people, and provide some freedom, but there are a few key things to think about when you are considering listing your property. It is key to know what you’re getting yourself into.
Rockefeller Foundation

The Rockefeller Foundation Launches $5.5 Million Opportunity Zone Community Capacity Building Initiative for Select...

National
The Rockefeller Foundation today announced an initiative to help U.S. cities attract responsible private investment in economically-distressed communities through Opportunity Zones created in the 2017 Tax Cuts and Jobs Act. This effort will help ensure new investment delivers sustainable benefits for more than 30 million low-income Americans living in Opportunity Zones
PaulineWeaver

Eden Housing and City of Fremont Celebrate Grand Opening of KTGY-Designed Affordable Senior Housing...

National
Pauline Weaver Senior Apartments is located in the Warms Springs area of Alameda County and features 90 apartment homes for very low and extremely low-income seniors, near I-880 freeway, BART, shopping, services and other amenities.
VA

VA’s Home Loan Guaranty program notifies Veterans of potential loan fee waivers

National
The U.S. Department of Veterans Affairs (VA) announced May 13 that Veterans who qualify for a VA Home Loan funding fee waiver are now being notified in their home loan eligibility certificate and disability compensation award letter.
Merri Jo Cowen - headshot

A Stellar Idea: My Florida Regional MLS Reimagines the Multiple Listing Service

The nation's third-largest Multiple Listing Service, My Florida Regional MLS, will become Stellar MLS on June 4, 2019, in a move that totally reimagines the MLS. Currently serving 58,000 customers
HUD - U.S. Department of Housing and Urban Development

NATIONAL ASSOCIATION OF HOME BUILDERS TO CO-HOST HUD INNOVATIVE HOUSING SHOWCASE

National
U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson today announced the National Association of Home Builders (NAHB) will co-host the Department's inaugural "Innovative Housing Showcase." The Innovative Housing Showcase will be held on the National Mall June 1-5, 2019

Department of the Interior: Yakima Water Plan Is a “Model” and “Holistic”

Yesterday, U.S. Senator Maria Cantwell (D-Wash.), ranking member of the Senate Energy and Natural Resources Committee, asked the Department of the Interior about its commitment to the Yakima River Basin during a hearing on the president’s FY 2017 budget request. Deputy Secretary of the Interior Michael Connor agreed with Sen. Cantwell that the Yakima River Basin plan “is a model for the rest of the nation in water management.”

Energy Costs to Cook Thanksgiving Meal Up to 25% Lower in 2015

“Consumers Energy is thankful to be a part of holiday celebrations across the state as warm Thanksgiving memories are being made, and we are committed to providing many more generations of Michigan families with reliable, affordable energy in all seasons,” said Garrick Rochow, Consumers Energy’s vice president and chief customer officer

Agencies Issue Final Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements

WASHINGTON, D.C. - December 13, 2013 - (RealEstateRama) -- Six federal financial regulatory agencies today issued a final rule that creates exemptions from certain appraisal requirements for a subset of higher-priced mortgage loans. The exemptions are intended to save borrowers time and money while still ensuring that the loans are financially sound

Department Enters into Consent Order with Equity Loans, LLC and its owners Eduardo Gutierrez...

Atlanta, Georgia - November 13, 2013 - (RealEstateRama) -- the Georgia Department of Banking and Finance (“Department”) entered into a Consent Order with Equity Loans, LLC, License Number 23300, located at 1150 Hammond Dr., Building E, Suite 650, Atlanta, Georgia 30328, to resolve allegations pertaining to violations of the Georgia Residential Mortgage Act

Recent Gov & Nonprofit Real Estate Press Releases

What $70B Could Do for the American People Instead of More...

As Washington Republicans push a $70 billion funding package for ICE and CBP through Congress, Senator Reverend Warnock is unveiling a new suite of ideas showing how $70 billion could be spent to lower costs and improve lives for Americans