Friday, March 13, 2026
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Boxer Calls for Immediate Action to Help Responsible Homeowners

Fresno, CA - August 29, 2011 - (RealEstateRama) -- U.S. Senator Barbara Boxer (D-CA) today reacted favorably to press reports that the Obama Administration is considering new measures to slow down foreclosures and boost the economy by taking steps similar to S.170, the Helping Responsible Homeowners Act. This bipartisan bill will help up to two million Americans to refinance their mortgages at historically low interest rates, keeping them in their homes and boosting economic growth.

Nevada’s #1 Short Sale Team – Lois Lee Greer with The Myers Team

Nevada, NV - August 29, 2011 - (RealEstateRama) -- A recent report released by IMS Advanced Realty Data Services named The Myers Team the #1 Short Sale Real Estate Team in Nevada. Number one status was determined by actual short sale listings closed...

Brenton Hayden accepted into Harvard Business School Real Estate Management Program

Golden Valley, MN - August 29, 2011 - (RealEstateRama) -- Coming off his recent acceptance into the MIT Sloan Executive Education Entrepreneurship Development Program, Mr. Hayden continues to expand his knowledge in ways to improve his company and c...

Phuket Boat Lagoon crosses water to add moorings in Krabi, Thailand

Phuket, Thailand: - August 29, 2011 - (RealEstateRama) -- As Phuket Boat Lagoon continues to be almost always full to capacity, its owners have been looking across the water to Krabi to increase the number of yacht berths that they can offer.

Brenton Hayden named Professional of the Year in Real Estate by Cambridge Registry &...

Golden Valley, MN - August 29, 2011 - (RealEstateRama) -- Being selected for Professional of the Year in Real Estate 2011 is something Mr. Hayden is thrilled to be selected for. Owning a real estate company in buying and selling of real estate, flat ...

California Housing Production Falls in July, CBIA Announces

SACRAMENTO, CA - August 29, 2011 - (RealEstateRama) -- California housing production fell sharply in July and posted the lowest monthly permit total since January of 2009, the California Building Industry Association announced today.

Renters Warehouse Selected For The 2011 Minneapolis/St. Paul Business Journal Best Places To Work

Minneapolis, MN - August 29, 2011 - (RealEstateRama) -- The 55 winning companies, determined by anonymous employee surveys compiled by Omaha, Neb.-based Quantum Workplace, will be ranked by their scores and featured in a special section of the Busine...

Central Indiana Housing Market Beats National Trend

INDIANAPOLIS, IN - August 29, 2011 - (RealEstateRama) -- Hoosier confidence was running high during the month of July with strong year-over-year growth in home sales for Central Indiana. According to the latest housing market data compiled by RE/MAX...

Total Mortgage Named to the 2011 Inc. 5000 List of America’s Fastest Growing Companies

MILFORD, CT - August 29, 2011 - (RealEstateRama) -- Total Mortgage Services, LLC, a leading mortgage lender, announced today that it has been named to the 2011 Inc. 5000 list of America's Fastest Growing Companies. The company was ranked as number 2,059 on the Inc. 5000's annual list with a three year growth-rate of 123 percent as well as one of the top 100 fastest growing companies within the Financial Services category across the U.S. This was the second consecutive year that Total Mortgage was part of this prestigious list. In 2010 the company was ranked number 2,851

Pending Home Sales Slip in July but Up Strongly From One Year Ago

Washington, DC - August 29, 2011 - (RealEstateRama) -- Pending home sales declined in July but remain well above year-ago levels, according to the National Association of Realtors®. All regions show monthly declines except for the West, which continues to show the highest level of sales contract activity

Nevada Short Sale Realtors – Who Can You Trust?

Las Vegas, NV - August 29, 2011 - (RealEstateRama) -- A recent report released by IMS Advanced Realty Data Services named The Myers Team the #1 Short Sale Real Estate Team in Nevada. Number one status was determined by actual short sale listings cl...

HUD AND NEIGHBORWORKS®AMERICA ACCEPTING ADDITIONAL APPLICATIONS FOR EMERGENCY HOMEOWNERS’ LOAN PROGRAM

WASHINGTON, DC - August 29, 2011 - (RealEstateRama) -- The U.S. Department of Housing and Urban Development and NeighborWorks® America today reopened the application process for the Emergency Homeowners’ Loan Program (EHLP) in 27 states and Puerto Rico to give homeowners at risk of foreclosure more time to apply for the program. While the original application deadline was July 27, HUD estimates that resources will be available to reach more struggling homeowners and will accept applications submitted through September 15, 2011.

Dedicated real estate broker Kurt Wannebo brings ease and efficiency to online property search...

EUGENE, OR - August 29, 2011 - (RealEstateRama) -- IDX, Inc. and Kurt Wannebo revolutionized the online real estate search for San Diego, California prospective buyers. As a member of the San Diego Regional MLS (SANDICOR), Wannebo has long had access to thousands of local property listings. Now, his clients can search with the same levels of accessibility once reserved only for real estate agents and broker, thanks to the IDX Broker software Wannebo has enabled for his website. Finding a home online has never been easier for those looking to purchase a property around San Diego

Free Webinar with Dave Lindahl – Profit From Multi-Family Real Estate

West Hartford, CT - August 29, 2011 - (RealEstateRama) August 31, 2011 - 8:00 to 9:00 pm EST Register and Learn More at http://www.ctreia.com/events.php?a=v&i=364 Be sure to check your email after pre-registering. We will be sending the info you need to get your access code

New Orleans Market Leader Affiliates with Leading Real Estate Companies of the World

Chicago, IL - August 26, 2011 - (RealEstateRama) -- Prudential Gardner Realtors®, established in 1943 by New Orleans real estate icon Gertrude Gardner, announced today that the company is returning to its heritage as an independent full-service brokerage and affiliating with Leading Real Estate Companies of the World®. LeadingRE is the world's largest network of leading independent real estate brokerages, with 550 companies and 140,000 associates producing over $225 billion in home sales in over 30 countries worldwide. The transition from Prudential to LeadingRE will take effect August 29, 2011, when the company’s brand will change to GARDNER, REALTORS

Hurricane Irene Underscores Importance of Reauthorizing National Flood Insurance Program

Washington, DC - August 26, 2011 - (RealEstateRama) -- As homeowners across the East Coast brace for Hurricane Irene and the heavy rains that are expected to fall over the next few days, the current threat underscores the importance of flood insurance, which is the only way for homeowners to financially protect their property or businesses from flood damages.

AGC EDUCATION AND RESEARCH FOUNDATION ANNOUNCES 2011 SCHOLARSHIP RECIPIENTS

ARLINGTON, VA - August 26, 2011 - (RealEstateRama) -- The AGC Education and Research Foundation (AGCERF) announced that 100 Construction and Civil Engineering students from across the nation received $2,500 scholarships to pursue their construction careers

HOUSING AUTHORITY ANNOUNCES $70 MILLION BOND ISSUE TO FINANCE HOMES FOR LOW INCOME FAMILIES

August 26, 2011 - (RealEstateRama) -- LANSING The Michigan State Housing Development Authority (MSHDA) announced today that it has issued bonds in the aggregate principal amount of $70,000,000 on July 26, 2011, and will use the proceeds of such bond...

Montgomery County Launches Program to Help Residents Improve the Energy Efficiency of their Homes

August 26, 2011 - (RealEstateRama) -- Montgomery County today launched the Residential Energy Efficiency Rebate Program that will provide incentives of up to $3,000 to owner occupants of single family homes and condominiums who make new energy effic...

Zoeller files suit against out-of-state foreclosure consultants

VALPARAISO, IN - August 26, 2011 - (RealEstateRama) -- Indiana Attorney General Greg Zoeller filed a lawsuit today against two out-of-state credit services and foreclosure consultant companies that were operating illegally in Indiana.

U.S. National


NLIHC

NLIHC Releases The Gap 2026: A Shortage of Affordable Homes

National
Report reveals a national shortage of 7.2 million homes affordable and available for extremely low-income renters. The National Low Income Housing Coalition (NLIHC) published The Gap: A Shortage of Affordable Homes.
U.S. Senator Alex Padilla

Padilla Statement on 21st Century ROAD to Housing Act

National
U.S. Senator Alex Padilla (D-Calif.) issued the following statement after the Senate overwhelmingly passed the 21st Century ROAD to Housing Act on a bipartisan basis: “As Donald Trump’s chaotic
NAR

NAR Existing-Home Sales Report Shows 1.7% Increase in February

National
Existing-home sales increased by 1.7% month-over-month in February, according to the National Association of REALTORS® Existing-Home Sales Report. The report provides the real estate

Housing advocates highlight need for state-funded rental subsidy program to support low-income Rhode Islanders

National
The Housing Network of Rhode Island (HNRI) convened housing advocates, including partner organizations and elected officials, at the State House today to highlight legislation intended to provide more permanent, affordable homes to the most vulnerable Rhode Islanders.

Circulate San Diego and Assemblymember Alvarez Announce the Affordable Homes Bonus Law to Create...

National
Circulate San Diego and Assemblymember David Alvarez announced new legislation to create more affordable homes. The Affordable Homes Bonus Law (AB 2433) will boost homeownership, create more affordable homes, and streamline housing approvals.

Atlanta Regional Commission Shares 2025 Housing Leadership Academy Cohort Report and Commitments

National
The Atlanta Regional Commission (ARC) today released a set of housing commitments from local elected officials across metro Atlanta after a seven-month leadership program focused on tackling the region’s growing affordability challenges.

Niskanen Center Statement on United States Senate Passage of the 21st Century ROAD to...

National
The Niskanen Center welcomed the Senate’s passage of the 21st Century ROAD to Housing Act, calling the legislation a significant federal response to the nation’s worsening housing shortage. Passed by a vote of 89-10, the package represents Congress’s most meaningful effort in 30 years to increase housing supply
U.S. Senator Dick Durbin

Durbin Highlights His Amendments To Housing Bill That Address The Volatility And Corruption Of...

National
U.S. Senate Democratic Whip Dick Durbin (D-IL) today spoke on the Senate floor to highlight three amendments he filed to the

How to Keep Your Home Safe from Ice, Wind, and Water Damage

National
Your home is one of the biggest investments you’ll ever make. And every winter — or even after a bad storm — that investment can take a serious hit. Ice, wind, and water are three of the most destructive forces a home can face. The good news? A little preparation goes a long way.
MBA

Mortgage Credit Availability Increased in February

National
Mortgage credit availability increased in February according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE

Emmer Secures Millions in Funding for Minnesota’s Sixth Congressional District

National
For Fiscal Year 2026 (FY26), Congressman Tom Emmer secured approximately $43 million in funding for hard infrastructure projects across Minnesota’s Sixth Congressional District.
NAAHQ

NAA and NMHC Statement on the State of the Union Address

National
Statement from National Apartment Association (NAA) President and CEO Bob Pinnegar and National Multifamily Housing Council (NMHC) President Sharon Wilson Géno on tonight’s State of the
HUD - U.S. Department of Housing and Urban Development

HUD Appeals Judicial Decision to Shift Homelessness Paradigm

National
The Department of Justice (DOJ) on behalf of the Department of Housing and Urban Development (HUD) is appealing the Federal District Court of Rhode Island’s preliminary injunction. The
5 Affordable Home Essentials

5 Affordable Home Essentials Every New Homeowner Should Buy First

National
Moving into a new home is exciting. Whether it’s your first apartment, a newly purchased house, or simply a fresh start in a different place, that empty space holds endless possibilities.
Top 5 Hospitality Procurement Firms in the United States

Top 5 Hospitality Procurement Firms in the United States

National
When orchestrating the design or renovation of a hospitality property, having a seasoned procurement partner is essential. The right team can drive efficiency and cost savings while
U.S. Senator Dick Durbin

Durbin Files Housing, Crypto Amendments To Road To Housing Bill

National
U.S. Senate Democratic Whip Dick Durbin (D-IL) today announced that he filed five amendments to the 21st Century ROAD to Housing Act, a bipartisan housing package that is being
FEMA

Guidance on Eligible Expenses for FEMA Grants

National
Survivors who received FEMA Individual Assistance funding following the October 2025 storms and flooding in Alaska, should use it only for approved disaster-related expenses. FEMA will specify eligible uses in the award letter. Below are key guidelines to follow regarding the disaster grant.

Murphy, Blumenthal Join Senate Democrats To Introduce The American Homeownership Act To Stop Wall...

National
U.S. Senators Chris Murphy (D-Conn.) and Richard Blumenthal (D-Conn.) joined U.S. Senators Elizabeth Warren (D-Mass.), Ranking Member of the Senate Banking, Housing, and Urban Affairs Committee, Jeff Merkley (D-Ore.), Ranking Member of the Senate Budget Committee, and a group of Democratic senators in introducing The American Homeownership Act to rein in corporate landlords and get housing back into the hands of the American people.

NFHA Tracks Trump’s Broken Promises on Affordability ahead of His State of the Union...

National
Later today, President Trump will deliver his first State of the Union address in his second term in office, while the people of America continue to be in the throes of fair and affordable housing crisis.
U.S. Senator Dick Durbin

Durbin Talks Illinois Water Infrastructure Projects With Chicago Army Corps District Commander

National
U.S. Senate Democratic Whip Dick Durbin (D-IL) today met with U.S. Army Corps of Engineers (Corps) Chicago District

U.S. States


FEMA

President Donald J. Trump Approves Emergency Disaster Declaration for Texas

Texas
FEMA announced federal disaster assistance has been made available to the state of Texas to supplement state and local recovery efforts in the areas affected by Hurricane Hanna from July 25, 2020, and continuing
FEMA

FEMA Fire Management Assistance Granted for the Numbers Fire

California
The Federal Emergency Management Agency (FEMA) has authorized the use of federal funds to assist the State of Nevada in combating the Numbers Fire burning in Douglas County.
Start An LLC In Texas

How Much Does It Cost To Start An LLC In Texas?

National
In the process of setting up your Texas LLC, you'll be faced with quite a few expenses. Some of these are required by legislation, and others are just recommended. We'll cover the costs of setting up an LLC in Texas and also provide you with the informatio
Registered Agent In Texas

5 Benefits Of Using A Registered Agent In Texas

Texas
The services of a registration agent began as part of due process in the US Constitution. A lawsuit includes the legal right to be notified of claims or other legal matters. Here are some brief things that will help explain what a Registered Agent Service In Texas 

Avoid TV Tip-Over Incidents During Super Bowl LIV with Safety Tips

New York
The New York State Division of Consumer Protection (DCP) is alerting consumers about the dangers of television (TV) tip-over hazards. Millions of New Yorkers will watch the Super Bowl this Sunday either on TVs at home or at parties with friends. DCP is taking this TV-focused occasion to remind consumers of critical TV safety tips.
Starbucks_Fresno

Brand-New Single-Tenant Starbucks Drive-Thru Trades in Fresno, Calif. for $1,345 PSF

California
Hanley Investment Group Real Estate Advisors, a nationally recognized real estate brokerage and advisory firm specializing in retail property sales, announced today that the firm has completed the sale of a brand-new, single-tenant Starbucks
FEMA

Rosenberg family home for the holidays – and prepared for future hurricanes

Texas
A Houston-area mom is sharing her Hurricane Harvey recovery story this holiday season, along with the importance of always being prepared for flood events.

5 Cities in Florida: Which One Makes for the Best Real Estate Investment Opportunity...

Florida
Fast-growing Florida has been a favorite of real estate investors for many years. With so much interest having been focused on the state, though, investors need to take care to seek the best available opportunities.

WALTER J. MAHONEY STATE OFFICE BUILDING TO BE SOLD

New York
Office of General Services Commissioner RoAnn Destito today announced that the Senator Walter J. Mahoney State Office Building located at 65 Court Street in Buffalo will be sold at auction in 2020. A work group formed earlier this year made up of City, County, and State officials working with professional real estate consultants CBRE, determined that in the current competitive and robust Buffalo real estate market
SCR

Charleston South Carolina expected to outpace national real estate market averages through 2025

National
The National Association of Realtors® (NAR) recently identified 10 markets expected to outperform over the next three to five years. In alphabetical order, the markets are
Peter Evering

WHAT IS THE EVICTION PROCESS IN CALIFORNIA?

California
Eviction is a dirty word for both tenants and the landlords that believe the time has come to remove one or more parties from an apartment. The process anywhere can lead to a strained relationship at best and a bitter acrimonious fight that ends up in the judicial system.
FEMA

FEMA Offers Free Rebuilding Tips at Local Home Improvement Stores

Texas
Disaster survivors affected by the severe storms and floods from Tropical Storm Imelda, can visit local home improvement stores in Katy, Houston and Spring from Monday, Dec. 9, to Saturday
ABC National

Florida Tops ABC’s Annual Merit Shop Scorecard State Ranking for Second Year in a...

Florida
Associated Builders and Contractors released its 2019 Merit Shop Scorecard today, an annual ranking based on state policies and programs that encourage workforce development, career and technical education
Top 4 Places to Buy a Second Home

Top 4 Places to Buy a Second Home in the US

National
There are about 7.4 million homes owned as a second home in the United States. For many people, their second home is a vacation home. This gives them a chance to get away and break routine while also having all of the comforts of being in their own home.
Carol Corden cuts the ribbon

Ribbon Cutting Celebrating New Affordable Apartments in the Bronx for Low-Income Families and Domestic...

New York
New Destiny was joined by supporters and colleagues to celebrate the opening of its newly constructed service-enriched affordable housing project - The Jennings - located in the Crotona Park East
HUD - U.S. Department of Housing and Urban Development

HUD AWARDS $1.5 MILLION TO PUBLIC HOUSING AUTHORITIES TO ASSIST YOUNG PEOPLE AGING OUT...

National
U.S. Housing and Urban Development (HUD) Secretary Ben Carson today awarded $1.5 million to nearly a dozen housing authorities to assist young people aging out

BLM NAMES VETERAN LAND MANAGER TO LEAD CALIFORNIA STATE OFFICE

California
The Bureau of Land Management today announced that Karen Mouritsen has been named the new California State Director—a key leadership position based in Sacramento. As State Director, Mouritsen will direct a team that manages lands encompassing 15% of the Golden State’s total land mass
USDOJ

California Real Estate Developer Convicted of Making Conduit Contributions in Two U.S. Congressional Campaigns

California
Today, a federal jury found an Oakland-area real estate developer guilty for funneling tens of thousands of dollars through straw donors into two consecutive congressional campaigns

NYS OASAS ANNOUNCES OPENING OF NEW RECOVERY CENTER IN NEW YORK CITY

New York
The New York State Office of Alcoholism and Substance Abuse Services (OASAS) today announced the opening of the new JLC Recovery and Wellness Center in New York City. JLC is operated by Exponents Inc. and provides free help and support services for people affected by addiction and for their families.

Robust U.S economy not a boost for black homeownership

National
In spite of a robust U.S. economy, a strong employment rate, and steadily increasing 401(k) plan earnings, Black homeownership rates continue to drop. Drawing from the 2019 release of the National Association of Real Estate Brokers

Popular


AGC

SIXTY PERCENT OF FIRMS WORKING ON HIGHWAY UPGRADES EXPERIENCED CARS CRASHING INTO THEIR WORK...

National
Annual Survey by HCSS and Associated General Contractors of America Finds Drivers and Passengers are at Greater Risk of Injury and Death in Work Zone Crashes As Officials Urge Drivers
NAHB

New Home Sales Decline in May

National
Sales of newly built, single-family homes fell 7.8 percent to a seasonally adjusted annual rate of 626,000 units in May, according to newly released data by the U.S. Department of Housing and Urban Development and the U.S. Census Bureau.
DOI

$17+ Million in Grants Will Help States, Local Communities Keep Waters Clean, Economies Thriving

National
Water-loving outdoor recreationists and local communities in 27 states will have additional resources to help boaters keep America’s waters clean, thanks to more than $17 million in Clean Vessel Act program grants from the U.S. Fish and Wildlife Service.
FEMA

Port Aransas ready for return of summer tourism

Texas
Texas SandFest drew a record 35,000 people April 26-28, encouraging business owners that Port Aransas is on its way to recovery. With nearly all the city’s retailers and restaurants re-opened, residents are beginning to feel like things are getting back to normal.
OJO Labs - Eight Major Awards

OJO Labs: Five Months, Eight Major Awards

National
OJO Labs, a leading-edge technology company on a mission to empower consumer decision-making through its conversational AI assistant, OJO, won the highly coveted 2019 A-List Award among mid-sized companies from the Austin Chamber of Commerce in partnership with SXSW
Property on Airbnb

Should I Rent Out my Property on Airbnb?

National
Listing property on Airbnb has become a popular way to make extra money, meet new people, and provide some freedom, but there are a few key things to think about when you are considering listing your property. It is key to know what you’re getting yourself into.
Rockefeller Foundation

The Rockefeller Foundation Launches $5.5 Million Opportunity Zone Community Capacity Building Initiative for Select...

National
The Rockefeller Foundation today announced an initiative to help U.S. cities attract responsible private investment in economically-distressed communities through Opportunity Zones created in the 2017 Tax Cuts and Jobs Act. This effort will help ensure new investment delivers sustainable benefits for more than 30 million low-income Americans living in Opportunity Zones
PaulineWeaver

Eden Housing and City of Fremont Celebrate Grand Opening of KTGY-Designed Affordable Senior Housing...

National
Pauline Weaver Senior Apartments is located in the Warms Springs area of Alameda County and features 90 apartment homes for very low and extremely low-income seniors, near I-880 freeway, BART, shopping, services and other amenities.
VA

VA’s Home Loan Guaranty program notifies Veterans of potential loan fee waivers

National
The U.S. Department of Veterans Affairs (VA) announced May 13 that Veterans who qualify for a VA Home Loan funding fee waiver are now being notified in their home loan eligibility certificate and disability compensation award letter.
Merri Jo Cowen - headshot

A Stellar Idea: My Florida Regional MLS Reimagines the Multiple Listing Service

The nation's third-largest Multiple Listing Service, My Florida Regional MLS, will become Stellar MLS on June 4, 2019, in a move that totally reimagines the MLS. Currently serving 58,000 customers
HUD - U.S. Department of Housing and Urban Development

NATIONAL ASSOCIATION OF HOME BUILDERS TO CO-HOST HUD INNOVATIVE HOUSING SHOWCASE

National
U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson today announced the National Association of Home Builders (NAHB) will co-host the Department's inaugural "Innovative Housing Showcase." The Innovative Housing Showcase will be held on the National Mall June 1-5, 2019

Department of the Interior: Yakima Water Plan Is a “Model” and “Holistic”

Yesterday, U.S. Senator Maria Cantwell (D-Wash.), ranking member of the Senate Energy and Natural Resources Committee, asked the Department of the Interior about its commitment to the Yakima River Basin during a hearing on the president’s FY 2017 budget request. Deputy Secretary of the Interior Michael Connor agreed with Sen. Cantwell that the Yakima River Basin plan “is a model for the rest of the nation in water management.”

Energy Costs to Cook Thanksgiving Meal Up to 25% Lower in 2015

“Consumers Energy is thankful to be a part of holiday celebrations across the state as warm Thanksgiving memories are being made, and we are committed to providing many more generations of Michigan families with reliable, affordable energy in all seasons,” said Garrick Rochow, Consumers Energy’s vice president and chief customer officer

Agencies Issue Final Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements

WASHINGTON, D.C. - December 13, 2013 - (RealEstateRama) -- Six federal financial regulatory agencies today issued a final rule that creates exemptions from certain appraisal requirements for a subset of higher-priced mortgage loans. The exemptions are intended to save borrowers time and money while still ensuring that the loans are financially sound

Department Enters into Consent Order with Equity Loans, LLC and its owners Eduardo Gutierrez...

Atlanta, Georgia - November 13, 2013 - (RealEstateRama) -- the Georgia Department of Banking and Finance (“Department”) entered into a Consent Order with Equity Loans, LLC, License Number 23300, located at 1150 Hammond Dr., Building E, Suite 650, Atlanta, Georgia 30328, to resolve allegations pertaining to violations of the Georgia Residential Mortgage Act

Business Real Estate Press Releases

Christina and Michael - Keyes and Delta Media

The Keyes Family of Companies Launches Unified Digital Experience for Florida...

Miami, FL – February 18, 2026 – The Keyes Company and Illustrated Properties today announced the launch of unified, AI-ready digital platforms designed to...

Recent Gov & Nonprofit Real Estate Press Releases

NLIHC

NLIHC Releases The Gap 2026: A Shortage of Affordable Homes

Report reveals a national shortage of 7.2 million homes affordable and available for extremely low-income renters. The National Low Income Housing Coalition (NLIHC) published The Gap: A Shortage of Affordable Homes.