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Realtors® Advocate Higher Loan Limits and Low Down Payment for FHA
Washington, DC - May 25, 2011 - (RealEstateRama) -- The Federal Housing Administration plays a critical role in the nation’s housing financing system, providing safe, affordable mortgage financing to consumers in all markets during all economic conditions, the National Association of Realtors® said in testimony today
HUD AWARDS NEARLY $34 MILLION TO 10 PUBLIC HOUSING AUTHORITIES TO CREATE EDUCATION CENTERS...
WASHINGTON, DC - May 25, 2011 - (RealEstateRama) -- The U.S. Department of Housing and Urban Development awarded 10 public housing authorities nearly $34 million in grants today that will be used as seed money to create early childhood education and adult training facilities for public housing residents.
Builders Learn to Sell More Homes Through Social Media in Book from NAHB
WASHINGTON, D.C. - May 25, 2011 - (RealEstateRama) -- Home builders who have embraced social media strategies for marketing their business, have seen extraordinary results. According to the second edition of Social Media for Home Builders 2.0: It's Easier Than You Think, builders have seen results ranging from a 25-300 percent increase in website traffic, to increased customer referrals through using social media. This popular resource recently released by BuilderBooks, the publishing arm of the National Association of Home Builders (NAHB) teaches builders and residential construction professionals how to use social media tools such as blogs, Facebook, Twitter, LinkedIn, and YouTube, to increase their visibility and improve their sales results.
Vermont Garners Two National Awards for Affordable Housing Programs
Washington, D.C. - May 25, 2011 - (RealEstateRama) -- Vermont received national recognition for award-winning affordable housing programs on May 3 when the U.S. Dept. of Housing and Urban Development announced the Doorknocker Awards at the 20th anniversary of the HOME Program. The HOME Program is a block grant to states and cities used to fund housing affordable to lower-income Americans. The Green Mountain State took home two awards and an honorable mention in the competition, with only 14 awards presented nationally.
Impeding Availability of FHA Financing Would Be a Setback for Home Buyers, NAHB Tells...
WASHINGTON, D.C. - May 25, 2011 - (RealEstateRama) -- At a time when qualified home buyers are experiencing difficulty in obtaining mortgages because of overly restrictive underwriting requirements, the federal government needs to ensure that a reliable and adequate flow of housing credit is available through the Federal Housing Administration (FHA), according to the National Association of Home Builders (NAHB)."If we look to the dramatic increase of FHA's market share over the past few years, we can see how essential the program is for our nation's economic recovery," NAHB First Vice Chairman Barry Rutenberg, a home builder from Gainesville, Fla., told the House Financial Services Subcommittee on Insurance, Housing and Community Opportunity.
Lee & Associates Transacts Seven-Year, 6,000-SF Lease on Behalf of Porky Products
CALABASAS, CA - May 25, 2011 - (RealEstateRama) -- Porky Products, Inc. one of the largest independent meat and seafood distributors in the country, has signed a seven year lease for approximately 6,000 square feet of office space at 5230 Las Virgenes Road in Calabasas, CA, according to Robert D. Erickson, a Principal with Lee & Associates-LA North/Ventura, Inc., who represented the tenant in the transaction.“
Lee & Associates Transacts Sale of 15-Unit Apartment Building for $2,450,000
NORTH HOLLYWOOD, CA - May 25, 2011 - (RealEstateRama) --A 15-unit multifamily asset here was sold for $2,450,000, among the highest prices paid on a per square foot and on a gross rent multiplier basis in the North Hollywood submarket since 2007, according to Jeff McGuire, Senior Vice President, Special Assets and a Principal of Lee & Associates-LA North/Ventura, Inc, who represented the buyer and the seller in the transaction.
CUSHMAN & WAKEFIELD ARRANGES HOBOKEN MULTIFAMILY TRADE
HOBOKEN, N.J. - May 25, 2011 - (RealEstateRama) -- One of Hoboken’s newest luxury rental communities, 800 Madison Street, traded this week. Commercial real estate services firm Cushman & Wakefield, Inc.’s Metropolitan Area Capital Markets Group orchestrated the property’s sale from Tarragon Corp. to CB Richard Ellis Investors.
FLATBUSH GARDENS TENANTS FILE LAWSUIT AGAINST LANDLORD
New York, NY - May 25, 2011 - (RealEstateRama) -- Flatbush Gardens Tenants Association filed a lawsuit in New York State Supreme Court today against David Bistricer, a principal of Renaissance Equity Holdings LLC, which owns and operates Flatbush Gardens, the sprawling 59-building housing complex in Brooklyn. Renaissance and an affiliated LLC are also named as defendants.
HUD SECRETARY ANNOUNCES DISASTER ASSISTANCE FOR NORTH DAKOTA STORM VICTIMS
WASHINGTON, DC - May 25, 2011 - (RealEstateRama) -- U.S. Housing and Urban Development Secretary Shaun Donovan today announced HUD will speed federal disaster assistance to the State of North Dakota and provide support to homeowners and low-income r...
Backlog of Multifamily Mortgage Applications at HUD Creating Economic Consequences
WASHINGTON, DC - May 25, 2011 - (RealEstateRama) -- HUD’s failure to keep pace with the volume of multifamily mortgage applications is exacerbating the nation’s shortage of workforce housing, jeopardizing the thousands of jobs created by new apartment construction and reducing the new revenues the program could be generating for the federal government.
Federal Housing Finance Agency Reports Mortgage Interest Rates
Washington, DC - May 25, 2011 - (RealEstateRama) -- The Federal Housing Finance Agency today reported that the National Average Contract Mortgage Rate for the Purchase of Previously Occupied Homes by Combined Lenders, used as an index in some ARM contracts, was 4.80 percent based on loans closed in April. This is a decrease of 0.04 percent from the previous month.
HUD SECRETARY ANNOUNCES DISASTER ASSISTANCE FOR IDAHO STORM VICTIMS
WASHINGTON, DC - May 25, 2011 - (RealEstateRama) -- U.S. Housing and Urban Development Secretary Shaun Donovan today announced HUD will speed federal disaster assistance to the State of Idaho and provide support to homeowners and low-income renters forced from their homes following flooding, landslides, and mudslides storm during March and April.
Lee & Associates Negotiates $1.9 Million Industrial Sales Transaction
May 25, 2011 - (RealEstateRama) -- Lee & Associates, one of the largest national commercial real estate providers with regional expertise, has closed a $1.9 million sales transaction for a 42,700-square-foot industrial building located at 7260 Sycamore Canyon Boulevard in Riverside, California.
Housing Affordability Rises to Record Level, Tight Financing Continues to Constrain Sales
WASHINGTON, D.C. - May 25, 2011 - (RealEstateRama) -- Nationwide housing affordability during the first quarter of 2011 rose to its highest level in the more than 20 years it has been measured, according to National Association of Home Builders/Wells Fargo Housing Opportunity Index (HOI) data released today.The HOI indicated that 74.6 percent of all new and existing homes sold in the first quarter of 2011 were affordable to families earning the national median income of $64,400. This eclipsed the previous high of 73.9 percent set during the fourth quarter of 2010 and marked the ninth consecutive quarter that the index has been above 70 percent. Until 2009, the HOI rarely topped 65 percent and never reached 70 percent.
Governor Shumlin to announce national housing awards for Vermont on May 24
May 24, 2011 - (RealEstateRama) -- WHATg>: Vermont will be recognized nationally for its outstanding work in producing affordable housing and creating sustainable living environments
Mortgage Broker Sentenced to Prison for Mortgage Fraud Scheme
PITTSBURGH, PA - May 24, 2011 - (RealEstateRama) -- A resident of Richland Township, Pennsylvania has been sentenced in federal court to 27 months in prison and two years of supervised release on his conviction of wire fraud conspiracy, United States Attorney David J. Hickton announced today.
Attorney General Kamala D. Harris Announces Creation of Mortgage Fraud Strike Force to Protect...
LOS ANGELES, CA - May 24, 2011 - (RealEstateRama) -- Attorney General Kamala D. Harris today announced the creation of the California Attorney General's Mortgage Fraud Strike Force, staffed by Department of Justice attorneys and investigators charged with protecting innocent homeowners and bringing to justice those who defraud them.
Central Coast Man Sentenced to Nearly Two Years in Federal Prison in Mortgage Fraud...
LOS ANGELES, CA - May 24, 2011 - (RealEstateRama) -- A Buellton man was sentenced today to 21 months in federal prison for defrauding banks by nearly simultaneously seeking home equity lines of credit from four different federally insured financial institutions. Larry P. Corbi Jr., 36, who resided in Marina del Rey during the course of the scheme and has since relocated to the Central Coast, was sentenced by United States District Judge Dale S. Fischer. In addition to the prison term, Judge Fischer ordered Corbi to pay $356,644 in restitution.
FEMA Specialists To Offer Advice In Memphis Lowe’s And Home
NASHVILLE, Tenn.- May 24, 2011 - (RealEstateRama) -- Mitigation specialists from the Federal Emergency Management Agency will be in Memphis Lowe's and Home Depot stores this week. They will answer questions and offer home improvement tips and proven techniques to prevent and lessen damage from future disasters.
U.S. National
Council raised awareness of important issues facing residents across the state
The City Council on Tuesday raised much-needed awarenes of important issues facing residents throughout the region and state. The Council presented a proclamation recognizing Wildfire Awareness and Prevention Season, highlighting the importance of preparedness, public education, and regional coordination.
Registration Now Open for NAHB International Builders’ Show in Las Vegas
The National Association of Home Builders (NAHB) officially opened online registration and housing today for the 2027 NAHB International Builders’ Show® (IBS), the largest annual light
What Aventura Property Owners Get Wrong About Sun, Heat, and Operating Costs
Walk into almost any Aventura office suite or retail space at three in the afternoon and you can feel the problem before anyone explains it. The west-facing side of the floor is warm enough that tenants have brought in personal fans. The east side is fine.
New Dems Host Stakeholder Roundtable to Address the Affordable Housing Crisis
New Dem Members hosted a roundtable with housing policy experts and industry representatives to solicit ideas on what Congress’s next steps should be to address the affordable housing
EIA expects record electricity generation in 2026 and 2027
The U.S. Energy Information Administration (EIA) expects U.S. electricity generation will grow 2.2% to a record 4,368 billion kilowatthours (BkWh) this year. EIA expects an additional 1.7%
Mortgage Credit Availability Decreased in August
Mortgage credit availability decreased in August according to the Mortgage Credit Availability Index (MCAI), a report from the Mortgage Bankers Association (MBA) that analyzes data from ICE
AFTER HIS ADVOCACY, SCHUMER ANNOUNCES TOWN OF PLATTSBURGH ADDED TO LAKE CHAMPLAIN BASIN PROGRAM—OPENING...
Town Of Plattsburgh To Receive Fed Support After Schumer Brought US Army Corps Of Engineers To Meet With Town About
Sen. Nangle celebrates $80,000 Community Action Grant awarded to Windham
Sen. Tim Nangle, D-Windham, is pleased to announce that the Town of Windham has been awarded an $80,000 Community Action Grant from the Community Resilience Partnership. The partnership, administered by the Maine Office of Community Affairs, helps Maine communities lower energy costs, reduce emissions and prepare for climate effects such as severe storms, flooding, extreme temperatures and public health risks.
HUD Delivers Disaster Aid, Financial Flexibility for Indiana Residents Impacted by Natural Disasters
Secretary Turner announced the availability of federal disaster assistance to the state of Indiana to supplement recovery efforts
Environment Subcommittee Holds Hearing to Safeguard America’s Drinking Water
Congressman Gary Palmer (AL-06), Chairman of the Subcommittee on Environment, led a hearing titled Reliable Water in the Digital Age: Examining Legislation to Strengthen Drinking Water Systems and Protect Ratepayers.
Santa Cruz Celebrates Grand Opening of 50 Affordable Apartments
Community partners and public- and private- sector stakeholders came together yesterday to celebrate the Grand Opening of MidPen Housing’s Jessie Street Terrace in Santa Cruz. Once a 14-room hotel, Jessie Street Terrace has been transformed into 50 studio and one-bedroom permanent supportive housing apartments for residents earning up to 20-50% of Area Median Income (AMI) ($27,692-$79,100 for households of one to two people).
NAR Launches Commercial Real Estate Demand Index
National Association of REALTORS® (NAR) today announced the launch of its Commercial Real Estate (CRE) Demand Index, a quarterly index designed to measure the economic drivers of
New Dems Host Stakeholder Roundtable to Address the Affordable Housing Crisis
This week, New Dem Members hosted a roundtable with housing policy experts and industry representatives to solicit ideas on what Congress’s next steps should be to address the affordable housing crisis. New Dem Vice Chair for Outreach Salud Carbajal (CA-24) hosted the roundtable alongside Housing, Infrastructure, & Transportation Working Group Chair Norma Torres (CA-35) and Housing Task Force Chair Emilia Sykes (OH-13).
U.S. House Prices Rise 2.1 Percent Year over Year; Up 0.3 percent Quarter over...
U.S. house prices rose 2.1 percent between the second quarter of 2025 and the second quarter of 2026, according to the U.S. Federal Housing (FHFA) House Price Index (FHFA HPI®).
NFHA strongly condemns HUD’s rollback of rights for disabled residents
“More than 32,000 housing discrimination complaints were filed in 2024, and disability-related complaints made up 54.6 percent of all complaints. Decades after the Fair Housing Act amendments and the Americans with Disabilities Act, too many residential buildings continue to be built inaccessibly and in violation of the law, preventing people with disabilities from living there comfortably.
Warnock Meets with Gullah Geechee Community Members, Visits Historic Harrington School
Last week, Senator Reverend Warnock met with Gullah Geechee community members at the historic Harrington School in St. Simons Island to discuss environmental health concerns, land ownership, and cultural preservation. Community members discussed high levels of toxic chemicals found in the blood of Glynn County residents living near Brunswick Superfund sites
New York Housing Leader Warns Congress Gas Bans Undermine Affordability
Michael Fazio, executive director of the New York State Builders Association, told Congress today that energy mandates are driving up construction costs and deepening the housing
New York State Announces $2.2 Million to Help Upgrade Homeless Shelters in Erie and...
The New York State Office of Temporary and Disability Assistance (OTDA) today announced that $2.2 million has been awarded to help extend the life of a homeless shelter in Erie County and two shelters in Suffolk County. The funding was awarded by OTDA's Homeless Housing and Assistance Program.
Amata Welcomes Final Passage of Government Funding Extension That Prevents Shutdown
Congresswoman Uifa’atali Amata is welcoming Tuesday’s final passage by a bipartisan vote of 370-48 of the government funding extension, which was necessary to keep the federal
Wells Fargo invests $1.5 million with Habitat for Humanity to scale innovative home construction...
ells Fargo announced today at the Iowa State Fair that it is making a $1.5 million investment to Habitat for Humanity to focus
U.S. States
President Donald J. Trump Approves Emergency Disaster Declaration for Texas
FEMA announced federal disaster assistance has been made available to the state of Texas to supplement state and local recovery efforts in the areas affected by Hurricane Hanna from July 25, 2020, and continuing
FEMA Fire Management Assistance Granted for the Numbers Fire
The Federal Emergency Management Agency (FEMA) has authorized the use of federal funds to assist the State of Nevada in combating the Numbers Fire burning in Douglas County.
How Much Does It Cost To Start An LLC In Texas?
In the process of setting up your Texas LLC, you'll be faced with quite a few expenses. Some of these are required by legislation, and others are just recommended. We'll cover the costs of setting up an LLC in Texas and also provide you with the informatio
5 Benefits Of Using A Registered Agent In Texas
The services of a registration agent began as part of due process in the US Constitution. A lawsuit includes the legal right to be notified of claims or other legal matters. Here are some brief things that will help explain what a Registered Agent Service In Texas
Avoid TV Tip-Over Incidents During Super Bowl LIV with Safety Tips
The New York State Division of Consumer Protection (DCP) is alerting consumers about the dangers of television (TV) tip-over hazards. Millions of New Yorkers will watch the Super Bowl this Sunday either on TVs at home or at parties with friends. DCP is taking this TV-focused occasion to remind consumers of critical TV safety tips.
Brand-New Single-Tenant Starbucks Drive-Thru Trades in Fresno, Calif. for $1,345 PSF
Hanley Investment Group Real Estate Advisors, a nationally recognized real estate brokerage and advisory firm specializing in retail property sales, announced today that the firm has completed the sale of a brand-new, single-tenant Starbucks
Rosenberg family home for the holidays – and prepared for future hurricanes
A Houston-area mom is sharing her Hurricane Harvey recovery story this holiday season, along with the importance of always being prepared for flood events.
5 Cities in Florida: Which One Makes for the Best Real Estate Investment Opportunity...
Fast-growing Florida has been a favorite of real estate investors for many years. With so much interest having been focused on the state, though, investors need to take care to seek the best available opportunities.
WALTER J. MAHONEY STATE OFFICE BUILDING TO BE SOLD
Office of General Services Commissioner RoAnn Destito today announced that the Senator Walter J. Mahoney State Office Building located at 65 Court Street in Buffalo will be sold at auction in 2020. A work group formed earlier this year made up of City, County, and State officials working with professional real estate consultants CBRE, determined that in the current competitive and robust Buffalo real estate market
Charleston South Carolina expected to outpace national real estate market averages through 2025
The National Association of Realtors® (NAR) recently identified 10 markets expected to outperform over the next three to five years. In alphabetical order, the markets are
WHAT IS THE EVICTION PROCESS IN CALIFORNIA?
Eviction is a dirty word for both tenants and the landlords that believe the time has come to remove one or more parties from an apartment. The process anywhere can lead to a strained relationship at best and a bitter acrimonious fight that ends up in the judicial system.
FEMA Offers Free Rebuilding Tips at Local Home Improvement Stores
Disaster survivors affected by the severe storms and floods from Tropical Storm Imelda, can visit local home improvement stores in Katy, Houston and Spring from Monday, Dec. 9, to Saturday
Florida Tops ABC’s Annual Merit Shop Scorecard State Ranking for Second Year in a...
Associated Builders and Contractors released its 2019 Merit Shop Scorecard today, an annual ranking based on state policies and programs that encourage workforce development, career and technical education
Top 4 Places to Buy a Second Home in the US
There are about 7.4 million homes owned as a second home in the United States. For many people, their second home is a vacation home. This gives them a chance to get away and break routine while also having all of the comforts of being in their own home.
Ribbon Cutting Celebrating New Affordable Apartments in the Bronx for Low-Income Families and Domestic...
New Destiny was joined by supporters and colleagues to celebrate the opening of its newly constructed service-enriched affordable housing project - The Jennings - located in the Crotona Park East
HUD AWARDS $1.5 MILLION TO PUBLIC HOUSING AUTHORITIES TO ASSIST YOUNG PEOPLE AGING OUT...
U.S. Housing and Urban Development (HUD) Secretary Ben Carson today awarded $1.5 million to nearly a dozen housing authorities to assist young people aging out
BLM NAMES VETERAN LAND MANAGER TO LEAD CALIFORNIA STATE OFFICE
The Bureau of Land Management today announced that Karen Mouritsen has been named the new California State Director—a key leadership position based in Sacramento. As State Director, Mouritsen will direct a team that manages lands encompassing 15% of the Golden State’s total land mass
California Real Estate Developer Convicted of Making Conduit Contributions in Two U.S. Congressional Campaigns
Today, a federal jury found an Oakland-area real estate developer guilty for funneling tens of thousands of dollars through straw donors into two consecutive congressional campaigns
NYS OASAS ANNOUNCES OPENING OF NEW RECOVERY CENTER IN NEW YORK CITY
The New York State Office of Alcoholism and Substance Abuse Services (OASAS) today announced the opening of the new JLC Recovery and Wellness Center in New York City. JLC is operated by Exponents Inc. and provides free help and support services for people affected by addiction and for their families.
Robust U.S economy not a boost for black homeownership
In spite of a robust U.S. economy, a strong employment rate, and steadily increasing 401(k) plan earnings, Black homeownership rates continue to drop. Drawing from the 2019 release of the National Association of Real Estate Brokers
Popular
SIXTY PERCENT OF FIRMS WORKING ON HIGHWAY UPGRADES EXPERIENCED CARS CRASHING INTO THEIR WORK...
Annual Survey by HCSS and Associated General Contractors of America Finds Drivers and Passengers are at Greater Risk of Injury and Death in Work Zone Crashes As Officials Urge Drivers
New Home Sales Decline in May
Sales of newly built, single-family homes fell 7.8 percent to a seasonally adjusted annual rate of 626,000 units in May, according to newly released data by the U.S. Department of Housing and Urban Development and the U.S. Census Bureau.
$17+ Million in Grants Will Help States, Local Communities Keep Waters Clean, Economies Thriving
Water-loving outdoor recreationists and local communities in 27 states will have additional resources to help boaters keep America’s waters clean, thanks to more than $17 million in Clean Vessel Act program grants from the U.S. Fish and Wildlife Service.
Port Aransas ready for return of summer tourism
Texas SandFest drew a record 35,000 people April 26-28, encouraging business owners that Port Aransas is on its way to recovery. With nearly all the city’s retailers and restaurants re-opened, residents are beginning to feel like things are getting back to normal.
OJO Labs: Five Months, Eight Major Awards
OJO Labs, a leading-edge technology company on a mission to empower consumer decision-making through its conversational AI assistant, OJO, won the highly coveted 2019 A-List Award among mid-sized companies from the Austin Chamber of Commerce in partnership with SXSW
Should I Rent Out my Property on Airbnb?
Listing property on Airbnb has become a popular way to make extra money, meet new people, and provide some freedom, but there are a few key things to think about when you are considering listing your property. It is key to know what you’re getting yourself into.
The Rockefeller Foundation Launches $5.5 Million Opportunity Zone Community Capacity Building Initiative for Select...
The Rockefeller Foundation today announced an initiative to help U.S. cities attract responsible private investment in economically-distressed communities through Opportunity Zones created in the 2017 Tax Cuts and Jobs Act. This effort will help ensure new investment delivers sustainable benefits for more than 30 million low-income Americans living in Opportunity Zones
Eden Housing and City of Fremont Celebrate Grand Opening of KTGY-Designed Affordable Senior Housing...
Pauline Weaver Senior Apartments is located in the Warms Springs area of Alameda County and features 90 apartment homes for very low and extremely low-income seniors, near I-880 freeway, BART, shopping, services and other amenities.
VA’s Home Loan Guaranty program notifies Veterans of potential loan fee waivers
The U.S. Department of Veterans Affairs (VA) announced May 13 that Veterans who qualify for a VA Home Loan funding fee waiver are now being notified in their home loan eligibility certificate and disability compensation award letter.
A Stellar Idea: My Florida Regional MLS Reimagines the Multiple Listing Service
The nation's third-largest Multiple Listing Service, My Florida Regional MLS, will become Stellar MLS on June 4, 2019, in a move that totally reimagines the MLS. Currently serving 58,000 customers
NATIONAL ASSOCIATION OF HOME BUILDERS TO CO-HOST HUD INNOVATIVE HOUSING SHOWCASE
U.S. Department of Housing and Urban Development (HUD) Secretary Ben Carson today announced the National Association of Home Builders (NAHB) will co-host the Department's inaugural "Innovative Housing Showcase." The Innovative Housing Showcase will be held on the National Mall June 1-5, 2019
Department of the Interior: Yakima Water Plan Is a “Model” and “Holistic”
Yesterday, U.S. Senator Maria Cantwell (D-Wash.), ranking member of the Senate Energy and Natural Resources Committee, asked the Department of the Interior about its commitment to the Yakima River Basin during a hearing on the president’s FY 2017 budget request. Deputy Secretary of the Interior Michael Connor agreed with Sen. Cantwell that the Yakima River Basin plan “is a model for the rest of the nation in water management.”
Energy Costs to Cook Thanksgiving Meal Up to 25% Lower in 2015
“Consumers Energy is thankful to be a part of holiday celebrations across the state as warm Thanksgiving memories are being made, and we are committed to providing many more generations of Michigan families with reliable, affordable energy in all seasons,” said Garrick Rochow, Consumers Energy’s vice president and chief customer officer
Agencies Issue Final Rule to Exempt Subset of Higher-Priced Mortgage Loans from Appraisal Requirements
WASHINGTON, D.C. - December 13, 2013 - (RealEstateRama) -- Six federal financial regulatory agencies today issued a final rule that creates exemptions from certain appraisal requirements for a subset of higher-priced mortgage loans. The exemptions are intended to save borrowers time and money while still ensuring that the loans are financially sound
Department Enters into Consent Order with Equity Loans, LLC and its owners Eduardo Gutierrez...
Atlanta, Georgia - November 13, 2013 - (RealEstateRama) -- the Georgia Department of Banking and Finance (“Department”) entered into a Consent Order with Equity Loans, LLC, License Number 23300, located at 1150 Hammond Dr., Building E, Suite 650, Atlanta, Georgia 30328, to resolve allegations pertaining to violations of the Georgia Residential Mortgage Act










































